9478 Ridgeview Dr, Columbia, MD 21046 Property Records

Howard County property record for 9478 Ridgeview Dr, Columbia, MD 21046

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,092 sqft · built 1993
Lot Size	0.201 acres (8,755 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Mar 2021)
Tax Bill	$8,458 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-537456`

Property Details

APN / Parcel Number

Primary APN	`06-537456`
Alternative APNs	`6537456` `537456`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,092 sqft Total Area
Basement Area	833 sqft
Finished Basement	833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,755 sqft (0.201 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	537456
Street Address	9478 RIDGEVIEW DR
City	COLUMBIA
State	MD
Zip	21046-1966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 12 .201 A 9478 RIDGEVIEW DR OAK RIDGE SEC 1 AR 1
Legal Subdivision	OAK RIDGE
Legal Lot Number	12
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2014
Census Tract	606708

Owner

9478 Ridgeview Dr is owned and occupied by an individual who bought it in March 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	9478 RIDGEVIEW DR, COLUMBIA, MD 21046-1966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Sep 13, 2004 · Amount on File
Deed Book / Page	20392 / 304
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 31, 2021
Property Address	9478 RIDGEVIEW DR, COLUMBIA, MD 21046-1966
Document Number	0203920304
Book / Page	20392 / 304
Map Reference	PL 10312
Instrument Date	Mar 24, 2021
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,732.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9478 RIDGEVIEW DR, COLUMBIA, MD 21046-1966

Mortgage

Document Number	20392310
Date	Mar 31, 2021
Instrument	20392/310

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 9478 Ridgeview Dr was $8,458, up 4.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,458.00 (+4.39%)	$551,500 (+4.31%)	$597,100 (+12.94%) Land $246,800 Building $350,300
2025	$8,102.00	$528,700 Land $191,800 Building $336,900	$528,700 Land $191,800 Building $336,900
2023		$447,833	$528,700 Land $191,800 Building $336,900
2022	$4,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9478 Ridgeview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9478 Ridgeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20