Spencer County property record for 9478 E Co Rd 1850 N, Ferdinand, IN 47532
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,840 sqft · built 2000 |
| Lot Size | 17.3 acres (754,895 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,544 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-20-400-014.001-011 |
| Primary APN | 74-01-20-400-014.001-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Basement Area | 1,840 sqft |
| Unfinished Basement | 1,840 sqft |
| Family Room | Family Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 754,895 sqft (17.3 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,026 sqft |
| Parking Spaces | 6 Parking Spaces |
| Lean-To | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000982100 |
|---|---|
| Street Address | 9478 E COUNTY ROAD 1850 N |
| City | FERDINAND |
| State | IN |
| Zip | 47532-7660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | PT NW SW 20 4 4 17.33 A |
| Jurisdiction | SPENCER IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 952701 |
9478 E Co Rd 1850 N, a rural home, is owned and occupied by an individual.
Source: Spencer County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9478 E COUNTY ROAD 1850 N, FERDINAND, IN 47532-7660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER IN |
| Property Address | 9478 E COUNTY ROAD 1850 N, FERDINAND, IN 47532-7660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R03029 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020R-03029 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | DALE, IN 47523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2030 |
The 2025 property tax bill for 9478 E Co Rd 1850 N was $2,544 with a homeowner's exemption, down 3.9% from the year before.
Source: Spencer County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Spencer County |
| County Subdivision | Harrison Township |
| Unified School District | North Spencer County School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,544.00 (-3.85%) Homeowner's exemption | $373,500 Land $17,800 Building $355,700 | $373,500 Land $17,800 Building $355,700 |
| 2024 | $2,646.00 | ||
| 2023 | $315,500 (+25.65%) Land $16,900 Building $298,600 | $315,500 (+25.65%) Land $16,900 Building $298,600 | |
| 2022 | $1,470.00 | $251,100 Land $15,100 Building $236,000 | $251,100 Land $15,100 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9478 E Co Rd 1850 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9478 E Co Rd 1850 N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Perry-Spencer Rural Telephone Cooperative Fiber | 1,000 / 100 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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