Butler County property record for 9478 Atchison Ct, West Chester, OH 45069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,658 sqft · built 1996 |
| Lot Size | 0.397 acres (17,298 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,000 (Jun 2018) |
| Tax Bill | $5,729 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M5620-387-000-037 |
| Primary APN | M5620-387-000-037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Lot Area | 17,298 sqft (0.397 acres) |
| Lot Dimensions | 150 ft deep x 92 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9478 ATCHISON CT |
|---|---|
| City | WEST CHESTER |
| State | OH |
| Zip | 45069-3970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 408 ENT WEST CHESTER STATION SEC VIII BLK A |
| Legal Subdivision | WEST CHESTER |
| Legal Block | A |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | WEST CHESTER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11131 |
Source: Butler County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9478 ATCHISON CT, WEST CHESTER, OH 45069-3970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 6, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Nov 25, 1996 · Amount on Record |
| Deed Document Number | 201820866 |
| Deed Book / Page | 9169 / 1211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Aug 6, 2026 |
| Property Address | 9478 ATCHISON CT, WEST CHESTER, OH 45069-3970 |
| Document Number | 0000028902 |
| Book / Page | 10391 / 243 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202628902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 9478 ATCHISON CT, WEST CHESTER, OH 45069-3970 |
| Document Number | 0000028902, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 10391/243 |
| Instrument | 202628902 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 9478 ATCHISON CT, WEST CHESTER, OH 45069-3970 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000044198 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 9697/1515 |
| Instrument | 2021-00044198 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 6, 2018 |
| Property Address | 9478 ATCHISON CT, WEST CHESTER, OH 45069-3970 |
| Document Number | 0000020866 |
| Book / Page | 9169 / 1211 |
| Map Reference | ENV 2600 PG A-C |
| Instrument Date | May 24, 2018 |
| Instrument | 2018-00020866 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9478 ATCHISON CT, WEST CHESTER, OH 45069-3970 |
| Document Number | 0000020867 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 2018-00020867 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | West Chester Township |
| Unified School District | Lakota Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,729.00 (+2.6%) | $136,620 (-) Land $19,160 Building $117,460 | $390,320 (-) Land $54,730 Building $335,590 |
| 2023 | $5,584.00 (+4.02%) | $136,620 (+41.69%) Land $19,160 Building $117,460 | $390,320 (+41.7%) Land $54,730 Building $335,590 |
| 2022 | $5,368.00 | $96,420 Land $19,160 Building $77,260 | |
| 2020 | $275,460 Land $54,730 Building $220,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2001–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUTLER CO. WATER DISTRICT 2 PWS serves 116,572 people · EPA ID OH0900303 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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