Genesee County property record for 9477 Ridge Rd, Goodrich, MI 48438
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,656 sqft · built 1968 |
| Lot Size | 0.666 acres (29,031 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,000 (Aug 2019) |
| Tax Bill | $7,647 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-27-551-023 |
| Primary APN | 02-27-551-023 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Basement Area | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 29,031 sqft (0.666 acres) |
| Lot Width | 55 ft Width |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9477 RIDGE RD |
|---|---|
| City | GOODRICH |
| State | MI |
| Zip | 48438-9480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Legal Description | PART OF LOTS 23 24 & 25 BEG AT SW COR OF LOT 24 TH N 26 DEG 01 MIN W 55 FT TH N 80 DEG 10 MIN 50 SEC E 300 FT TH S 53 DEG 26 |
| Legal Subdivision | WESTRIDGE SHORES |
| Legal Lot Number | 23-25 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ATLAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13401 |
9477 Ridge Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Aug 26, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN MORTGAGE CO INC |
| Jan 13, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on File |
| Deed Sale | Aug 26, 2019 · Amount on File |
| Prior Sale | Aug 4, 2014 · Amount on File |
| Deed Document Number | 201956132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Document Number | 0000027783 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202512220027783 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Document Number | 0000010820 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 202303100010820 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Document Number | 202106220056601 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 202106220056601 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 26, 2019 |
| Property Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Document Number | 201908260056132 |
| Map Reference | LB 28 PG 59&60 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 201908260056132 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,941.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9477 RIDGE RD, 9477, GOODRICH, MI 48438-9480 |
| Name | Verified Name |
|---|---|
| Address | 1078 S GALE RD, DAVISON, MI 48423-2508 |
| Document Number | 201908260056133 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 201908260056133 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9477 RIDGE RD, GOODRICH, MI 48438-9480 |
| Document Number | 0000004343 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9477 RIDGE RD GOODRICH MI 484389480, GOODRICH, MI 48438-9480 |
| Document Number | 0000004343 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 4343 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2047 |
The 2025 property tax bill for 9477 Ridge Rd was $7,647 with a homeowner's exemption, up 2.5% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Atlas Township |
| Unified School District | Goodrich Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,400 (+2.38%) Land $92,000 Building $127,400 | $438,800 (+2.38%) Land $184,000 Building $254,800 | |
| 2025 | $7,647.00 (+2.48%) Homeowner's exemption | $214,300 | $428,600 |
| 2024 | $7,462.00 | ||
| 2023 | $193,800 | $387,600 | |
| 2019 | $5,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9477 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9477 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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