9477 Cuba Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 9477 Cuba Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1871
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Tax Bill	$849 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Jul 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`30554`

Property Details

APN / Parcel Number

Primary APN	`30554`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9477 CUBA RD
City	HAYES
State	VA
Zip	23072-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	CUBA
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1052
Census Tract	100500

Owner

9477 Cuba Rd is owned and occupied by two individuals who acquired it in July 2017.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9477 CUBA RD, HAYES, VA 23072-3917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA
Jul 19, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 5, 2017
Transfer Doc	0000003354
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9477 CUBA RD, HAYES, VA 23072-3917
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000735
Date	Feb 21, 2018
Instrument	180000735

Lender

Name	FULTON BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 19, 2017
Property Address	9477 CUBA RD, HAYES, VA 23072-3917
Document Number	170003354
Instrument Date	Jul 5, 2017
Instrument	170003354
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9477 CUBA RD, HAYES, VA 23072-3917

Tax Assessment & Valuation

The 2026 property tax bill for 9477 Cuba Rd was $849, down 33.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$849.00 (-33.25%)	$143,200 (+10.75%) Land $58,650 Building $84,550	$143,200 (+10.75%) Land $58,650 Building $84,550
2025	$1,272.00 (+5.21%)	$129,300 (-) Land $58,650 Building $70,650	$129,300 (-) Land $58,650 Building $70,650
2024	$1,209.00 (+0.25%)	$129,300 (-) Land $58,650 Building $70,650	$129,300 (-) Land $58,650 Building $70,650
2023	$1,206.00 (+9.54%)	$129,300 (+36.06%) Land $58,650 Building $70,650	$129,300 (+36.06%) Land $58,650 Building $70,650
2022	$1,101.00	$95,030 Land $43,330 Building $51,700	$95,030 Land $43,330 Building $51,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9477 Cuba Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9477 Cuba Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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