Douglas County property record for 9474 Joyce Ln, Highlands Ranch, CO 80126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1986 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,619 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2229-10-4-03-013 |
| Primary APN | 2229-10-4-03-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 1,966 sqft |
| Basement Area | 682 sqft |
| Finished Basement | 512 sqft |
| Unfinished Basement | 170 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,877 sqft (0.089 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0332510 |
|---|---|
| Street Address | 9474 JOYCE LN |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80126-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDU |
| Legal Description | LOT 3 BLK 6 HIGHLANDS RANCH #53A .089 AM/L |
| Legal Range | 68W |
| Legal Township | 06S |
| Legal Section | 10 |
| Legal Quarter | SE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS CO |
| Township / Civil Division | SEDALIA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 14133 |
9474 Joyce Ln is owned and occupied by two individuals who acquired it in October 2005.
Source: Douglas County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9474 JOYCE LN, HIGHLANDS RANCH, CO 80126-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2005 |
| Deed Sale | Oct 31, 2005 |
| Prior Sale | May 3, 2004 |
| Deed Document Number | 2005104607 |
| Prior Transfer Date | Oct 21, 2005 |
| Prior Transfer Doc | 0000104607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 9474 JOYCE LN, HIGHLANDS RANCH, CO 80126-3030 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000111965 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021111965 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 9474 JOYCE LN, HIGHLANDS RANCH, CO 80126-3030 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 9474 JOYCE LN, HIGHLANDS RANCH, CO 80126-3030 |
| Document Number | 0000067244 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022067244 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 9474 Joyce Ln was $3,619, up 9.9% from the year before.
Source: Douglas County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,630 (-) Land $7,630 Building $30,000 | $553,458 (-) Land $112,236 Building $441,222 | |
| 2025 | $3,619.00 (+9.93%) | $37,630 Land $7,630 Building $30,000 | $553,458 Land $112,236 Building $441,222 |
| 2024 | $3,292.00 (+0.18%) | ||
| 2023 | $3,286.00 | $38,610 Land $8,590 Building $30,020 | $576,359 Land $128,243 Building $448,116 |
| 2021 | $2,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9474 Joyce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9474 Joyce Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BAM Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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