9471 Decatur Rd, Laurel, MD 20723 Property Records

Howard County property record for 9471 Decatur Rd, Laurel, MD 20723

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,496 sqft · built 2004
Lot Size0.174 acres (7,579 sqft)
OwnerIndividual Name on File
Last Sale$378,140 (Jun 2004)
Tax Bill$9,407 (2026)
Deeds & MortgagesMay 2026 Mortgage
Mar 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-401619

Property Details

APN / Parcel Number

Primary APN06-401619
Alternative APNs
  • 6401619
  • 401619

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,496 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.174 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number401619
Street Address9471 DECATUR RD
CityLAUREL
StateMD
Zip20723-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
Legal DescriptionLOT 7 BLK H .1745 A 9471 DECATUR RD BRUNKS ADD N LAUREL PARK
Legal SubdivisionBRUNKS ADD
Legal BlockH
Legal Lot Number7
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group3
Census Block3000
Census Tract606907

Owner

9471 Decatur Rd is owned by an individual who bought it in June 2004.

Source: Howard County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address9417 DECATUR RD, LAUREL, MD 20723-1825
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2023Intrafamily Transfer, Transfer
Apr 24, 2018Deed of Trust, Mortgage · ARM
SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2004 · Amount on File
Deed SaleJun 28, 2004 · Amount on File
Prior SaleJun 28, 2004 · Amount on File
Deed Document Number200447452
Deed Book / Page8445 / 577
Prior Transfer DateApr 30, 1984
Prior Transfer Doc1246000100
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Recording DateMay 4, 2026
Property Address9471 DECATUR RD, LAUREL, MD 20723-1825
Document Number2321000127
Book / Page23217 / 127
Instrument DateApr 11, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9471 DECATUR RD, LAUREL, MD 20723-1825

Mortgage

Document Number2321000127,
DateMay 4, 2026
Book Page23217/127
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHOWARD MD
Recording DateMar 30, 2023
Property Address9471 DECATUR RD, LAUREL, MD 20723-1825
Document Number0219260076
Book / Page21926 / 76
Map ReferenceLB HSK 1 FO 98
Instrument DateMar 29, 2023
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9471 DECATUR RD, LAUREL, MD 20723-1825

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address9471 DECATUR RD, LAUREL, MD 20723-1825
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181440305
DateApr 24, 2018
Book Page18144/305
Lender
NameSOUTHPOINT FINANCIAL SERVICES INC
TypeSubprime Lender
AddressALPHARETTA, GA 30005
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.56%
Type Change DateApr 1, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

The 2026 property tax bill for 9471 Decatur Rd was $9,407, up 5.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,407.00 (+5.19%)$613,933 (+5.16%)$674,200 (+15.48%) Land $261,600 Building $412,600
2025$8,943.00 (+5.87%)$583,800 Land $166,600 Building $417,200$583,800 Land $166,600 Building $417,200
2024$8,447.00
2023$514,933$583,800 Land $166,600 Building $417,200
2022$5,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9471 Decatur Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9471 Decatur Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Decatur Rd

Nearby Streets

Search Property Records by Address or Parcel Number