947 Trail Dr, Henderson, KY 42420 Property Records

Henderson County property record for 947 Trail Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1972
Lot Size	0.268 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2018)
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65I-174`

Property Details

APN / Parcel Number

Primary APN	`65I-174`
Alternative APN	`44115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Finished Area

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,700 sqft (0.268 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44115
Street Address	947 TRAIL DR
City	HENDERSON
State	KY
Zip	42420-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	FRONTIER
Legal Block	F
Legal Lot Number	18
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	20701

Owner

947 Trail Dr is owned and occupied by an individual who bought it in July 2018.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	947 TRAIL DR, HENDERSON, KY 42420-2245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Deed, Transfer · FHA Mortgage OLD NATIONAL BANK
Nov 3, 2017	Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	2018008016
Deed Book / Page	RE 0632 / 147
Record Updated	Jun 8, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 26, 2018
Property Address	947 TRAIL DR, HENDERSON, KY 42420-2245
Document Number	RE0632/147
Book / Page	RE 0632 / 147
Map Reference	DD 254 PG 275
Instrument Date	Jul 24, 2018
Instrument	2018008016
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	947 TRAIL DR, 947, HENDERSON, KY 42420-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 TRAIL DR, HENDERSON, KY 42420-2245

Mortgage

Document Number	2018008017
Date	Jul 26, 2018
Instrument	2018008017

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 3, 2017
Property Address	947 TRAIL DR, HENDERSON, KY 42420-2245
Document Number	RE0627/619
Book / Page	RE 0627 / 619
Map Reference	MB 254 PG 275
Instrument Date	Oct 14, 2017
Instrument	2017012514
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 TRAIL DR, HENDERSON, KY 42420-2245

Mortgage

Document Number	2017012515
Date	Nov 3, 2017
Instrument	2017012515

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Oct 24, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 947 Trail Dr was $1,441.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,441.00	$130,000	$130,000
2023	$1,453.00 (+0.9%)	$130,000 (-)	$130,000 (-)
2022	$1,440.00	$130,000	$130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 947 Trail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 947 Trail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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