947 Silver Sage Ln, Lyons, CO 80540 Property Records

Larimer County property record for 947 Silver Sage Ln, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,256 sqft · built 1993
Lot Size	15.3 acres (668,210 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Aug 2021)
Tax Bill	$6,186 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14133-05-004`

Property Details

APN / Parcel Number

Primary APN	`14133-05-004`
Alternative APN	`R0592030`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	1 sqft
Basement Area	1,219 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	668,210 sqft (15.3 acres)
Terrain	Steep
View / Lot	Good
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	195 sqft
Deck Area	180 sqft
Patio Area	1,428 sqft
Balcony Area	1,348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0592030
Street Address	947 SILVER SAGE LN
City	LYONS
State	CO
Zip	80540-8452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 4, X BAR SEVEN 1ST ADD
Legal Range	71W
Legal Township	4N
Legal Section	13
Legal Subdivision	X-BAR SEVEN ADD
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1061
Census Tract	1905

Owner

Source: Larimer County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	947 SILVER SAGE LN, LYONS, CO 80540-8452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 26, 2021	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARGARET J PHILLIPS
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage LYNDA W PINKERTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202181899
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	947 SILVER SAGE LN, LYONS, CO 80540-8452
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004102
Date	Jan 19, 2022
Instrument	20220004102

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 31, 2021
Property Address	947 SILVER SAGE LN, LYONS, CO 80540-8452
Document Number	0000081899
Instrument Date	Aug 30, 2021
Instrument	20210081899
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 SILVER SAGE LN, LYONS, CO 80540
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081900
Date	Aug 31, 2021
Instrument	20210081900

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 26, 2021
Property Address	947 SILVER SAGE LN, LYONS, CO 80540-8452
Document Number	0000080764
Instrument Date	Aug 23, 2021
Instrument	20210080764
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	947 SILVER SAGE LN, 947, LYONS, CO 80540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 E 2ND AVE STE 300, 300, DENVER, CO 80206-4761
Investor	Possibly a Property Investor

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	947 SILVER SAGE LN, LYONS, CO 80540-8452
Document Number	0000008323
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 75 LYONS CO 805400075, LYONS, CO 80540-0075

Mortgage

Document Number	0000008323
Date	Feb 20, 2019
Instrument	8323

Lender

Name	MARGARET J PHILLIPS
Address	83 WEBSTER RD, WESTON, MA 02493-2028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 19, 2024

Interest

Rate	6.5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	947 SILVER SAGE LN, LYONS, CO 80540-8452
Document Number	0000019839
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 75 LYONS CO 805400075, LYONS, CO 80540-0075

Mortgage

Document Number	0000019839
Date	Apr 5, 2018
Instrument	19839

Lender

Name	LYNDA W PINKERTON
Address	109 W CANNON ST, LAFAYETTE, CO 80026-1087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,186.00 (-4.26%)	$46,900 (-20.63%) Land $18,625 Building $28,275	$750,400 (-14.92%) Land $298,000 Building $452,400
2023	$6,461.00 (+17.34%)	$59,094 (+25.69%) Land $18,023 Building $41,071	$882,000 (+30.38%) Land $269,000 Building $613,000
2022	$5,506.00	$47,017 Land $14,943 Building $32,074	$676,500 Land $215,000 Building $461,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.7% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200

Cell Coverage

4G LTE (outdoors only), no 5G reported

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