Harford County property record for 947 S Stepney Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,928 sqft · built 1955 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Jun 2023) |
| Tax Bill | $3,492 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-082586 |
| Primary APN | 02-082586 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,928 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,471 sqft (0.447 acres) |
| Deck Area | 384 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 082586 |
|---|---|
| Street Address | 947 S STEPNEY RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 0.447 AC 947 S STEPNEY ROAD W OF ABERDEEN |
| Legal Subdivision | BROADVIEW |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 302400 |
947 S Stepney Rd is owned and occupied by an individual who bought it in June 2023.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 947 S STEPNEY RD, ABERDEEN, MD 21001-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| May 2, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on File |
| Deed Sale | Jun 29, 2023 · Amount on File |
| Prior Sale | Dec 5, 2013 · Amount on File |
| Deed Book / Page | 15954 / 396 |
| Prior Transfer Date | Mar 5, 2020 |
| Prior Transfer Doc | 0158930060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 29, 2023 |
| Property Address | 947 S STEPNEY RD, ABERDEEN, MD 21001-2618 |
| Document Number | 0159540396 |
| Book / Page | 15954 / 396 |
| Instrument Date | Jun 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | NOT AVAILABLE, NRETS LLC DBA ENDEAVOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 947 S STEPNEY RD, ABERDEEN, MD 21001-2618 |
| Document Number | 0159540403 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 15954-0403 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 2, 2023 |
| Property Address | 947 S STEPNEY RD, ABERDEEN, MD 21001-2618 |
| Document Number | 0158930060 |
| Book / Page | 15893 / 60 |
| Instrument Date | Mar 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 947 S Stepney Rd was $3,492, up 25.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,492.00 (+25.52%) | $314,900 (+11.53%) Land $79,900 Building $235,000 | $314,900 (-) Land $79,900 Building $235,000 |
| 2025 | $2,782.00 | $282,333 | $314,900 Land $79,900 Building $235,000 |
| 2023 | $217,200 (+1.16%) Land $79,900 Building $137,300 | $217,200 (-) Land $79,900 Building $137,300 | |
| 2022 | $2,400.00 (-3.15%) | $214,700 | $217,200 Land $79,900 Building $137,300 |
| 2021 | $2,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 947 S Stepney Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–1984) |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 947 S Stepney Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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