Elko County property record for 947 Panorama Dr, Elko, NV 89801
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 2012 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,269 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-481-014 |
| Primary APN | 001-481-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,401 sqft (0.124 acres) |
| Porch | Covered Porch |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 947 PANORAMA DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4335 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | ZRMH |
| Legal Description | PANORAMA SUBDIVISION FILE 1763 |
| Legal Subdivision | PANORAMA SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 951300 |
947 Panorama Dr, a mobile home, is owned and occupied by an individual.
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 947 PANORAMA DR, ELKO, NV 89801-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Oct 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 5, 2026 |
| Property Address | 947 PANORAMA DR, ELKO, NV 89801-4335 |
| Document Number | 0000868117 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026868117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 947 PANORAMA DR, ELKO, NV 89801-4335 |
| Document Number | 0000868117, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026868117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 1, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 947 PANORAMA DR, ELKO, NV 89801-4335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | SOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGENCY LTD |
| Name | Verified Name |
|---|---|
| Address | 947 PANORAMA DR, ELKO, NV 89801-4335 |
| Document Number | 0000828065 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 828065 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 947 PANORAMA DR, ELKO, NV 89801-4335 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | ISGN FULFILLMENT SERVICE INC |
| Name | Verified Name |
|---|
| Document Number | 0000728511 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 728511 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | ELKO, NV 89801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 947 Panorama Dr was $2,269, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,269.00 (+3.04%) | $67,996 (-0.65%) Land $12,950 Building $55,046 | $194,274 (-0.65%) Land $37,000 Building $157,274 |
| 2025 | $2,202.00 | $68,441 Land $12,950 Building $55,491 | $195,546 Land $37,000 Building $158,546 |
| 2023 | $1,955.00 (+3%) | $57,441 (+10.21%) Land $5,530 Building $51,911 | $164,117 (+10.21%) Land $15,800 Building $148,317 |
| 2022 | $1,898.00 | $52,118 Land $5,530 Building $46,588 | $148,909 Land $15,800 Building $133,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 947 Panorama Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1990–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 947 Panorama Dr is high, ranking above 86% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: CC Communications Broadband, Rise Broadband.
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