947 Ginger Ave, Billings, MT 59105 Property Records

Yellowstone County property record for 947 Ginger Ave, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,874 sqft · built 1985
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$213,100 (Nov 2018)
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A240650`

Property Details

APN / Parcel Number

Primary APN	`000A240650`
Alternative APNs	`03-1033-20-4-16-04-0000` `R0325111` `A240650` `A24065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	1,939 sqft
1st Floor Area	1,289 sqft
Basement Area	650 sqft
Finished Basement	585 sqft
Unfinished Basement	65 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Deck Area	42 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	947 GINGER AVE
City	BILLINGS
State	MT
Zip	59105-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	TERRACE ESTATES SUB 1ST FILING, S20, T01 N, R26 E, BLOCK 11, LOT 21
Legal Range	26E
Legal Township	01N
Legal Section	20
Legal Subdivision	TERRACE ESTATES SUB 1ST FILING
Legal Block	11
Legal Lot Number	21
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4045
Census Tract	1402

Owner

947 Ginger Ave is owned and occupied by two individuals who bought it in November 2018.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	947 GINGER AVE, BILLINGS, MT 59105-2055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage UNIVERAL LENDING HOME LOANS
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage UNIVERAL LENDING HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	20183868638
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	947 GINGER AVE, BILLINGS, MT 59105-2055
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003868639
Date	Nov 20, 2018
Instrument	000003868639

Lender

Name	UNIVERAL LENDING HOME LOANS

Agreement

Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	947 GINGER AVE, BILLINGS, MT 59105-2055
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003962381
Date	Mar 5, 2021
Instrument	3962381

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	947 GINGER AVE, BILLINGS, MT 59105-2055
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003891041
Date	Aug 5, 2019
Instrument	3891041

Lender

Name	UNIVERAL LENDING HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 947 Ginger Ave was $2,403, down 29.7% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,300 (-) Land $62,891 Building $287,409	$350,300 (-) Land $62,891 Building $287,409
2025	$2,403.00 (-29.65%)	$350,300 Land $62,891 Building $287,409	$350,300 Land $62,891 Building $287,409
2024	$3,416.00 (+13.53%)
2023	$3,009.00	$337,200	$337,200 Land $64,994 Building $272,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 947 Ginger Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 947 Ginger Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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