947 Franklin Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 947 Franklin Rd, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 2,917 sqft · built 2016
Lot Size	9.26 acres (403,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Feb 2018)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083093 01801`

Property Details

APN / Parcel Number

Primary APN	`083093 01801`
Alternative APN	`093 01801`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,917 sqft Living Area
Gross Area	5,174 sqft
1st Floor Area	2,542 sqft
Upper Floors Area	625 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	403,366 sqft (9.26 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	831 sqft
Driveway	Driveway
Driveway Area	5,220 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Pole Barn	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	947 FRANKLIN RD
City	GALLATIN
State	TN
Zip	37066-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ROLLBACK DONE SENT TO TRUSTEE 7/23/15TR 7
Legal Subdivision	ROBERT FRANKLIN ESTATE
Legal Tract	7
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1022
Census Tract	20503

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	947 FRANKLIN RD, GALLATIN, TN 37066-6128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Feb 20, 2018	Warranty Deed, Transfer · Conventional Mortgage F & M BANK
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit F&M BK
Apr 28, 2017	Deed of Trust, Mortgage F&M BK
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	20181223646
Deed Book / Page	4693 / 89
Last Transfer Date	Dec 6, 2024
Transfer Doc	0064990260
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	947 FRANKLIN RD, GALLATIN, TN 37066-6128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051780025
Date	Apr 1, 2020
Book Page	5178/25
Instrument	1305967

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2045

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Feb 20, 2018
Property Address	947 FRANKLIN RD, GALLATIN, TN 37066-6128
Document Number	0046930089
Book / Page	4693 / 089
Map Reference	MB 439 PG 341
Instrument Date	Feb 15, 2018
Instrument	1223646
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,005.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 FRANKLIN RD, GALLATIN, TN 37066-6128

Mortgage

Document Number	1223647
Date	Feb 20, 2018
Instrument	1223647

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	947 FRANKLIN RD, GALLATIN, TN 37066-6128
Document Number	0045270125
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 FRANKLIN RD GALLATIN TN 370666126, GALLATIN, TN 37066-6126

Mortgage

Document Number	0045270125
Date	May 4, 2017
Book Page	004527/000125
Instrument	1193959

Lender

Name	F&M BK
Type	Bank
Address	HENDERSONVILLE, TN 37075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 3, 2027

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	947 FRANKLIN RD, GALLATIN, TN 37066-6128
Document Number	0045270114
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	871 FRANKLIN RD GALLATIN TN 370666126, GALLATIN, TN 37066-6126

Mortgage

Document Number	0045270114
Date	May 4, 2017
Book Page	004527/000114
Instrument	1193958

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	947 FRANKLIN RD, GALLATIN, TN 37066-6128
Document Number	0044670286
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 FRANKLIN RD GALLATIN TN 370666126, GALLATIN, TN 37066-6126

Mortgage

Document Number	0044670286
Date	Jan 24, 2017
Book Page	004467/000286
Instrument	1183084

Lender

Name	FARMERS BK
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 23, 2022

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 (-2.38%)	$234,125 (+54.69%) Land $84,275 Building $149,850
2024			$936,500 (+54.69%) Land $337,100 Building $599,400
2023	$3,408.00 (+3.27%)	$151,350 (-) Land $44,925 Building $106,425
2022	$3,300.00	$151,350 Land $44,925 Building $106,425
2021			$605,400 Land $179,700 Building $425,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (2002–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 4 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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