9469 Carter Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9469 Carter Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,501 sqft · built 2020
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Sep 2019)
Tax Bill	$10,206 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-08-4001-010`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-08-4001-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,501 sqft Living Area
1st Floor Area	2,485 sqft
Basement Area	2,485 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	104,108 sqft (2.39 acres)
Garage Area	1,084 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9469 CARTER RD
City	FREELAND
State	MI
Zip	48623-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	COM AT E 1/4 CORN OF SEC TH S 300 FT TH W 348.04 FT TH N 300 FT TH E 346.99 FT TO POB - 2.39 ACRES SEC 8 T13N R3E ***SPLIT
Legal Range	03E
Legal Township	13N
Legal Section	08
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1019
Census Tract	10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9469 CARTER RD, FREELAND, MI 48623-9052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ISABELLA BANK
Nov 22, 2019	Trustee's Deed, Construction Loan · Construction Mortgage ISABELLA BK
Sep 17, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	201923202
Last Transfer Date	Dec 30, 2020
Transfer Doc	0000000193
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jan 4, 2021
Property Address	9469 CARTER RD, FREELAND, MI 48623-9052
Document Number	2021000193
Instrument Date	Dec 30, 2020
Instrument	2021000193
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9469 CARTER RD, FREELAND, MI 48623-9052

Mortgage

Document Number	2021000194
Date	Jan 4, 2021
Instrument	2021000194

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 22, 2019
Property Address	9469 CARTER RD, FREELAND, MI 48623-9052
Instrument Date	Nov 22, 2019
Instrument	28687
Transaction Type	Construction Loan
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11000 CARTER RD FREELAND MI 48623, FREELAND, MI 48623

Mortgage

Document Number	0000028687
Date	Nov 22, 2019
Instrument	28687

Lender

Name	ISABELLA BK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 21, 2020

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 17, 2019
Property Address	9469 CARTER RD, FREELAND, MI 48623-9052
Document Number	0000023202
Instrument Date	Sep 13, 2019
Instrument	23202
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5141 OAKRIDGE DR MIDLAND MI 48640, MIDLAND, MI 48640

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,700 (+24.32%)	$747,400 (+24.32%)
2025	$10,206.00 (+25.84%) Homeowner's exemption
2023		$300,600	$601,200
2022	$8,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: LakeNet.

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