9465 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9465 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,063 sqft · built 1986
Lot Size0.265 acres (11,564 sqft)
Owner2 Individual Names on File
Last Sale$317,000 (Dec 2017)
Tax Bill$5,404 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-28-8070-01-160

Property Details

APN / Parcel Number

Primary APN16-23-28-8070-01-160
Alternative APNs
  • 282316807001160
  • 283920
  • 288765
  • 292929

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,063 sqft Living Area
Gross Area2,866 sqft
1st Floor Area2,063 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,564 sqft (0.265 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9465 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER WOODS PHASE THREE 15/144 LOT 116
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 3
Legal Phase3
Legal Tract8070
Legal Block1
Legal Lot Number116
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2028
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8070-01-160

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9465 PALM TREE DR, WINDERMERE, FL 34786-8813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 13, 2017Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2017 · Amount on Record
Deed SaleDec 13, 2017 · Amount on Record
Prior SaleJan 09, 2002 · Amount on Record
Deed Document Number2017678308
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9465 PALM TREE DR, WINDERMERE, FL 34786-8813
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000393368
DateJul 01, 2021
Instrument20210393368
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 13, 2017
Property Address9465 PALM TREE DR, WINDERMERE, FL 34786-8813
Document Number0000678308
Map ReferenceMB 15 PG 144
Instrument DateDec 07, 2017
Instrument20170678308
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyEQUITABLE TITLE OF DR PHILLI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,219.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 SUNSET DRB, 605, LAKEVILLE, IN 46536

Transferred To (Grantee/Buyer)

NameVerified Name
Address9465 PALM TREE DR, WINDERMERE, FL 34786-8813

Mortgage

Document Number0000678309
DateDec 13, 2017
Instrument20170678309
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$339,341 (+2.7%)$492,300 (-2.3%) Land $145,000 Building $347,300
2025$5,404.00 (+4.67%) Homeowner's exemption$330,420 (+5.99%)$503,870 (+15.59%) Land $145,000 Building $358,870
2024$5,163.00 (+7.18%)
2023$4,817.00 (+4.08%) Homeowner's exemption$311,755 (+3%)$435,907 (+21.97%) Land $145,000 Building $290,907
2022$4,628.00 Homeowner's exemption$302,675$357,391 Land $135,000 Building $222,391

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

May also be available at this address: Hotwire Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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