Orange County property record for 9465 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,063 sqft · built 1986 |
| Lot Size | 0.265 acres (11,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,000 (Dec 2017) |
| Tax Bill | $5,404 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-28-8070-01-160 |
| Primary APN | 16-23-28-8070-01-160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 2,063 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,564 sqft (0.265 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9465 PALM TREE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER WOODS PHASE THREE 15/144 LOT 116 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | SILVER WOODS PH 3 |
| Legal Phase | 3 |
| Legal Tract | 8070 |
| Legal Block | 1 |
| Legal Lot Number | 116 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 14809 |
Source: Orange County records · APN 16-23-28-8070-01-160
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9465 PALM TREE DR, WINDERMERE, FL 34786-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Prior Sale | Jan 09, 2002 · Amount on Record |
| Deed Document Number | 2017678308 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9465 PALM TREE DR, WINDERMERE, FL 34786-8813 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000393368 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 20210393368 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 13, 2017 |
| Property Address | 9465 PALM TREE DR, WINDERMERE, FL 34786-8813 |
| Document Number | 0000678308 |
| Map Reference | MB 15 PG 144 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 20170678308 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | EQUITABLE TITLE OF DR PHILLI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,219.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 SUNSET DRB, 605, LAKEVILLE, IN 46536 |
| Name | Verified Name |
|---|---|
| Address | 9465 PALM TREE DR, WINDERMERE, FL 34786-8813 |
| Document Number | 0000678309 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 20170678309 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2047 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,341 (+2.7%) | $492,300 (-2.3%) Land $145,000 Building $347,300 | |
| 2025 | $5,404.00 (+4.67%) Homeowner's exemption | $330,420 (+5.99%) | $503,870 (+15.59%) Land $145,000 Building $358,870 |
| 2024 | $5,163.00 (+7.18%) | ||
| 2023 | $4,817.00 (+4.08%) Homeowner's exemption | $311,755 (+3%) | $435,907 (+21.97%) Land $145,000 Building $290,907 |
| 2022 | $4,628.00 Homeowner's exemption | $302,675 | $357,391 Land $135,000 Building $222,391 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 11 (1989–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
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| Spectrum | Cable | 1,000 / 35 |
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