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9465 129th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 9465 129th Dr, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,987 sqft · built 2007
Lot Size0.503 acres (21,917 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jul 2020)
Tax Bill$2,782 (2024)
Deeds & MortgagesMar 2023 Second Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-02S-13E-08256-010190

Property Details

APN / Parcel Number

Primary APN28-02S-13E-08256-010190
Alternative APN
  • 08256010190

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,987 sqft Living Area
1st Floor Area1,987 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2021
Exterior MaterialComposition/Composite
Roof MaterialComposition Shingle
Lot Area21,917 sqft (0.503 acres)
Garage Area576 sqft
Patio Area282 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number08256010190
Street Address9465 129TH DR
CityLIVE OAK
StateFL
Zip32060-8688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG .51 ACRES LOT 19 CARRIAGE PLACE UNIT 1 ORB 2196 P 22-23 WD YR 2021
Legal Range13E
Legal Township02S
Legal Section28
Legal SubdivisionCARRIAGE PLACE
Legal Lot Number19 20
Legal Unit1
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1007
Census Tract970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9465 129TH DR, LIVE OAK, FL 32060-8688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Jul 2, 2020Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2020 · Amount on Record
Deed SaleJul 2, 2020 · Amount on Record
Prior SaleFeb 22, 2007 · Amount on Record
Deed Document Number0000219622
Deed Book / Page2196 / 22
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address9465 129TH DR, LIVE OAK, FL 32060-8688
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9465 129TH DR, LIVE OAK, FL 32060-8688

Mortgage

Document Number0000264477
DateMar 28, 2023
Book Page2429/125
Instrument2023264477
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term238 Months
DueJan 1, 2043

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJul 2, 2020
Property Address9465 129TH DR, LIVE OAK, FL 32060-8688
Document Number0000227496
Book / Page2196 / 22
Map ReferenceMB 1 PG 385
Instrument DateJul 2, 2020
Instrument2020227496
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanySUWANNEE VALLEY TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9465 129TH DR, 9465, LIVE OAK, FL 32060-8688

Transferred To (Grantee/Buyer)

NameVerified Name
Address8192 106TH PL, LIVE OAK, FL 32060-7168

Mortgage

Document Number0000000024
DateJul 2, 2020
Instrument2196/24
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$212,095 (+5.99%)$318,705 (+13.41%) Land $17,000 Building $301,705
2024$2,782.00 (+2.58%)
2023$2,712.00 (+2.84%) Homeowner's exemption$200,115 (+3%)$281,026 (+33.12%) Land $12,000 Building $269,026
2022$2,637.00 Homeowner's exemption$194,286$211,102 Land $12,000 Building $199,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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