9460 Westerhouse Rd, Machipongo, VA 23405 Property Records

Northampton County property record for 9460 Westerhouse Rd, Machipongo, VA 23405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,983 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Dec 1994)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1-2`

Property Details

APN / Parcel Number

Primary APN	`28-1-2`
Alternative APNs	`229590` `9620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,983 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	217,800 sqft (5 acres)
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	570 sqft
Deck Area	447 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	229590
Street Address	9460 WESTERHOUSE RD
City	MACHIPONGO
State	VA
Zip	23405-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #2 CHURCH NECK 15' RIGHT LOT #2 CHURCH NECK 15' RIGHT
Legal Subdivision	CHURCH NECK
Legal Lot Number	2
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	4
Census Block Group	1
Census Block	1020
Census Tract	930200

Owner

9460 Westerhouse Rd is owned and occupied by two individuals who bought it in December 1994.

Source: Northampton County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9460 WESTERHOUSE RD, MACHIPONGO, VA 23405-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Sep 10, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 1994 · Amount on File
Deed Sale	Dec 27, 1994 · Amount on File
Deed Document Number	0000272149
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	9460 WESTERHOUSE RD, MACHIPONGO, VA 23405-2611
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000962
Date	Jul 10, 2018
Instrument	180000962

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	9460 WESTERHOUSE RD, MACHIPONGO, VA 23405-2611
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001487
Date	Sep 10, 2019
Instrument	190001487

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	9460 WESTERHOUSE RD, MACHIPONGO, VA 23405-2611
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001488
Date	Sep 10, 2019
Instrument	190001488

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9460 Westerhouse Rd was $4,405.

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,405.00	$624,900 Land $321,800 Building $303,100
2024			$624,900 (+4.45%) Land $321,800 Building $303,100
2023	$4,547.00	$598,300 (-) Land $302,500 Building $295,800	$598,300 (-) Land $302,500 Building $295,800
2022	$4,547.00	$598,300 Land $302,500 Building $295,800	$598,300 Land $302,500 Building $295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9460 Westerhouse Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1990–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9460 Westerhouse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

Cell Coverage

5G and 4G LTE (outdoors only)

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