946 White Oak Dr, Springfield, OH 45504 Property Records

Clark County property record for 946 White Oak Dr, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,036 sqft · built 1956
Lot Size	0.539 acres (23,501 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Aug 2020)
Tax Bill	$2,328 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-06-00017-201-005`

Property Details

APN / Parcel Number

Primary APN	`300-06-00017-201-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	144 sqft
Finished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	23,501 sqft (0.539 acres)
Lot Dimensions	235 ft deep x 100 ft wide
Terrain	Rolling
Garage Area	481 sqft
Deck Area	288 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	946 WHITE OAK DR
City	SPRINGFIELD
State	OH
Zip	45504-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FOREST HILLS SUBDVN NO 2; 92
Legal Subdivision	FOREST HILLS SUBDVN
Legal Block	201
Legal Lot Number	92
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	2000

Owner

946 White Oak Dr is owned and occupied by an individual who bought it in August 2020.

Source: Clark County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	946 WHITE OAK DR, SPRINGFIELD, OH 45504-4149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Aug 2, 2005 · Amount on File
Deed Document Number	2597
Deed Book / Page	2175 / 4927
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	946 WHITE OAK DR, SPRINGFIELD, OH 45504-4149
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006625
Date	Apr 19, 2021
Book Page	2189/3239
Instrument	202100006625

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 25, 2046

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 3, 2020
Property Address	946 WHITE OAK DR, SPRINGFIELD, OH 45504-4149
Document Number	0000010987
Book / Page	2175 / 4927
Map Reference	MB 9 PG 35-B
Instrument Date	Jul 29, 2020
Instrument	202000010987
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 WHITE OAK DR, SPRINGFIELD, OH 45504-4149

Mortgage

Document Number	0000010988
Date	Aug 3, 2020
Instrument	202000010988

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Springfield Township
Unified School District	Clark-Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,520 Land $15,930 Building $38,590	$155,750 Land $45,500 Building $110,250
2024	$2,328.00
2023		$46,320 Land $11,190 Building $35,130
2022	$2,249.00		$132,360 Land $31,980 Building $100,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 946 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 946 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENON VILLAGE PWS serves 2,415 people · EPA ID OH1201812
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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