946 Tonsi Dr, Elgin, SC 29045 Property Records

Richland County property record for 946 Tonsi Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,734 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$281,338 (Jun 2020)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25811-09-02`

Property Details

APN / Parcel Number

Primary APN	`25811-09-02`
Alternative APNs	`R25811-09-02` `02150362`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,734 sqft Heated Area
Gross Area	3,377 sqft
1st Floor Area	1,142 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	418 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02150362
Street Address	946 TONSI DR
City	ELGIN
State	SC
Zip	29045-7150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 55X120X55X120 #SU CATAWBA HILL PHASE 5 #PR RB2340-527
Legal Subdivision	CATAWBA HILLS
Legal Phase	5
Legal Lot Number	55,131
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2022
Census Tract	11407

Owner

Source: Richland County records · APN 25811-09-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	946 TONSI DR, ELGIN, SC 29045-7150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 03, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jun 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2020 · Amount on Record
Deed Sale	Jun 03, 2020 · Amount on Record
Deed Document Number	202024289
Deed Book / Page	2492 / 2756
Prior Transfer Date	May 05, 2020
Prior Transfer Doc	0025003016
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	946 TONSI DR, ELGIN, SC 29045-7150
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026641933
Date	Sep 13, 2021
Book Page	2664/1933
Instrument	2021061156

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 03, 2020
Property Address	946 TONSI DR, ELGIN, SC 29045-7150
Document Number	2492/2756
Book / Page	002492 / 002756
Instrument Date	May 05, 2020
Instrument	24289
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,041.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 TONSI DR ELGIN SC 290457150, ELGIN, SC 29045-7150

Mortgage

Document Number	2492/2760
Date	Jun 03, 2020
Book Page	002492/002760
Instrument	24290

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 20, 2020
Property Address	946 TONSI DR, ELGIN, SC 29045-7150
Document Number	2500/3016
Book / Page	002500 / 003016
Instrument Date	May 05, 2020
Instrument	29341
Transaction Type	Transfer
Record Updated	Aug 06, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	946 TONSI DR ELGIN SC 290457150, ELGIN, SC 29045-7150

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,061.00 (+14.69%)	$323,500 (-)	$328,300 (-) Land $50,800 Building $277,500
2024		$323,500 (+2,775.04%)	$328,300 (+16.71%) Land $50,800 Building $277,500
2023	$2,669.00 (-0.34%)	$11,252 (+0.02%)	$281,300 (-)
2021	$2,678.00	$11,250	$281,300 Land $40,000 Building $241,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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