946 Timber Trail Dr, Urbana, OH 43078 Property Records

Champaign County property record for 946 Timber Trail Dr, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,895 sqft · built 2016
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Nov 2021)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021770-9`

Property Details

APN / Parcel Number

Primary APN	`021770-9`
Alternative APN	`K41-11-11-19-25-017-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,895 sqft
Basement Area	1,895 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Mixed
Garage Area	1,776 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	021770-9
Street Address	946 TIMBER TRAIL DR
City	URBANA
State	OH
Zip	43078-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-19 __ BRIARWOOD SUB 1LOT 16
Legal Range	11W
Legal Township	11N
Legal Section	19
Legal Subdivision	BRIARWOOD SUB
Legal Lot Number	16
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2014
Census Tract	11504

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	946 TIMBER TRAIL DR, URBANA, OH 43078-9225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Document Number	20216456
Deed Book / Page	581 / 5927
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Nov 15, 2021
Property Address	946 TIMBER TRAIL DR, URBANA, OH 43078-9225
Document Number	00581/5927
Book / Page	581 / 5927
Map Reference	VOL E PG 81
Instrument Date	Nov 5, 2021
Instrument	202100006456
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 TIMBER TRAIL DR, URBANA, OH 43078-9225

Mortgage

Document Number	202100006457
Date	Nov 15, 2021
Instrument	202100006457

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,956.00 (-0.94%)	$146,280 (+4.77%) Land $14,130 Building $132,150	$417,960 (+4.77%) Land $40,380 Building $377,580
2024	$5,003.00 (-15.6%) Homeowner's exemption	$139,620 (-) Land $12,520 Building $127,100
2023	$5,928.00 (+1.82%) Homeowner's exemption	$139,620 (+2.32%) Land $12,520 Building $127,100	$398,930 (-) Land $35,780 Building $363,150
2022	$5,822.00 Homeowner's exemption	$136,460 Land $12,520 Building $123,940	$398,930 Land $35,780 Building $363,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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