946 Sneed Branch Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 946 Sneed Branch Rd, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,776 sqft · built 1978
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on File
Tax Bill$200 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN457400891676000

Property Details

APN / Parcel Number

Primary APN457400891676000
Alternative APN
  • 440044089034

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,776 sqft Heated Area
Gross Area2,960 sqft
1st Floor Area1,440 sqft
AtticAttic
Attic Area336 sqft
FlooringCombination, Other
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1988
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,302 sqft (1.04 acres)
Lot Dimensions345 ft deep x 32 ft wide
Garage TypeCarport
Garage Area775 sqft
CarportCarport
Carport Area775 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area384 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number440044089034
Street Address946 SNEED BRANCH RD
CityMURPHY
StateNC
Zip28906-6656
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionKEPHART 615/197
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1039
Census Tract930300

Owner

Source: Cherokee County records · APN 457400891676000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address946 SNEED BRANCH RD, MURPHY, NC 28906-6656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 1997
Deed SaleFeb 01, 1997
Deed Book / Page788 / 72
Last Transfer DateMay 01, 2025
Transfer Doc001777/531
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address946 SNEED BRANCH RD, MURPHY, NC 28906-6656
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01587/0266
DateMay 15, 2018
Book Page01587/0266
Instrument02292
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressANDREWS, NC 28901
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMay 15, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$200.00$17,180 (-)$17,180 (-) Land $8,550 Building $8,630
2023$17,180$17,180 Land $8,550 Building $8,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018, rainfall accumulation

Wildfire

Wildfire RiskHigh
above 72% of the US · above 93% of North Carolina
Wildfire LikelihoodAbout 1 in 285 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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