946 S Fork Cir, Melbourne, FL 32901 Property Records

Brevard County property record for 946 S Fork Cir, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 1990
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2017)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-16-52-*-24`

Property Details

APN / Parcel Number

Primary APN	`28-37-16-52-*-24`
Alternative APNs	`28-37-16-52-00000.0-0024.00` `2828288`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	1,599 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	529 sqft
Porch	Florida Room
Porch Area	317 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2828288
Street Address	946 S FORK CIR
City	MELBOURNE
State	FL
Zip	32901-8430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(6)
Legal Description	SOUTH OAKS PHASE ONE LOT 24
Legal Range	37E
Legal Township	28S
Legal Section	16
Legal Subdivision	SOUTH OAKS PHASE ONE
Legal Phase	1
Legal Lot Number	24
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1000
Census Tract	65126

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	946 S FORK CIR, MELBOURNE, FL 32901-8430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA
Jul 12, 2017	Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Apr 29, 2013
Deed Document Number	2017145976
Prior Transfer Date	Nov 10, 2010
Prior Transfer Doc	0062771528
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	946 S FORK CIR, MELBOURNE, FL 32901-8430
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 S FORK CIR, MELBOURNE, FL 32901-8430

Mortgage

Document Number	0095492787
Date	Jul 1, 2022
Book Page	9549/2787
Instrument	2022164831

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	946 S FORK CIR, MELBOURNE, FL 32901-8430
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 S FORK CIR, MELBOURNE, FL 32901-8430

Mortgage

Document Number	0089902918
Date	Jan 25, 2021
Book Page	8990/2918
Instrument	2021017448

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	946 S FORK CIR, MELBOURNE, FL 32901-8430
Document Number	0082242316
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	946 S FORK CIR MELBOURNE FL 329018430, MELBOURNE, FL 32901-8430

Mortgage

Document Number	0082242316
Date	Jul 30, 2018
Book Page	008224/002316
Instrument	169653

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 12, 2017
Property Address	946 S FORK CIR, MELBOURNE, FL 32901-8430
Document Number	0079352857
Book / Page	007935 / 002857
Instrument Date	Jul 6, 2017
Instrument	145976
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	STATE TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	946 S FORK CIR MELBOURNE FL 329018430, MELBOURNE, FL 32901-8430

Mortgage

Document Number	79352858
Date	Jul 12, 2017
Book Page	007935/002858
Instrument	145977

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLWTOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,450 (+2.7%)	$283,790 (-0.42%)
2025	$2,763.00 (+5.7%) Homeowner's exemption	$191,290 (+7.66%)	$284,980 (+5.15%)
2024	$2,614.00 (+4.64%)
2023	$2,498.00 (+6.8%) Homeowner's exemption	$177,680 (+3%)	$271,020 (+10.51%) Land $55,000 Building $216,020
2022	$2,339.00 Homeowner's exemption	$172,510	$245,240 Land $50,000 Building $195,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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