946 S 770 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 946 S 770 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,649 sqft · built 1996
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Company Names on Record
Last Sale	$653,000 (Nov 2016)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-400-0020`

Property Details

APN / Parcel Number

Primary APN	`46-400-0020`
Alternative APN	`067853`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	4,649 sqft Living Area
Gross Area	7,241 sqft
1st Floor Area	1,040 sqft
Basement Area	1,524 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	19,776 sqft (0.454 acres)
Garage Type	Attached
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	630 sqft
Porch	Open Slab
Porch Area	517 sqft
Deck Area	Deck Area
Patio Area	271 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	067853
Street Address	946 S 770 E
City	SPANISH FORK
State	UT
Zip	84660-2487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, MOUNTAIN PARK ESTATES SUBDV. AREA 0.454 AC.
Legal Subdivision	PARK ESTATES SUB
Legal Lot Number	20
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1018
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	946 S 770 E, SPANISH FORK, UT 84660-2487
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer
Nov 6, 2018	Deed of Trust, Mortgage · ARM UTAH COMMUNITY CU
Jan 29, 2021	Deed of Trust, Mortgage UTAH CMNTY FCU
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2016 · Amount on Record
Deed Sale	Nov 16, 2016 · Amount on Record
Prior Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	2016115455
Last Transfer Date	Jan 12, 2026
Transfer Doc	0000002531
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 12, 2026
Property Address	946 S 770 E, SPANISH FORK, UT 84660-2487
Document Number	0000002531
Instrument Date	Jan 12, 2026
Instrument	2531:2026
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	946 S 770 E, SPANISH FORK, UT 84660-2487

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	946 S 770 E, SPANISH FORK, UT 84660-2487
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	STEWART TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106358
Date	Nov 6, 2018
Instrument	106358:2018

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	946 S 770 E, SPANISH FORK, UT 84660-2487
Document Number	0000020895
Instrument Date	Jan 29, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	STEWART TITLE, STEWART TITLE INS AGCY/UT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	946 S 770 E SPANISH FORK UT 846602487, SPANISH FORK, UT 84660-2487

Mortgage

Document Number	0000020895
Date	Feb 3, 2021
Instrument	20895

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	946 S 770 E, SPANISH FORK, UT 84660-2487
Document Number	0000111828
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	946 S 770 E SPANISH FORK UT 846602487, SPANISH FORK, UT 84660-2487

Mortgage

Document Number	0000111828
Date	Nov 26, 2018
Instrument	111828

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,555 (-44.7%)	$790,100 (+0.55%) Land $216,800 Building $573,300
2025	$4,163.00 (+0.02%)	$785,800 (+68.32%) Land $216,800 Building $569,000	$785,800 (-7.42%) Land $216,800 Building $569,000
2024	$4,162.00 (-8%)
2023	$4,524.00 (+4.22%)	$466,840	$848,800 Land $206,500 Building $642,300
2022	$4,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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