946 S 400 E, Providence, UT 84332 Property Records

Cache County property record for 946 S 400 E, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 2019
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-293-0003`

Property Details

APN / Parcel Number

Primary APN	`02-293-0003`

Interior

Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Street Address	946 S 400 E
City	PROVIDENCE
State	UT
Zip	84332-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PROVIDENCE HEIGHTS SUBDIVISION PHASE 1 CONT 0.48 AC
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2017
Census Tract	1201

Owner

Source: Cache County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	946 S 400 E, PROVIDENCE, UT 84332-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage RIVER VALLEY DEVELOPMENT L L C
Oct 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 9, 2018	Warranty Deed, Construction Loan · Construction Mortgage BANK OF UTAH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2019
Deed Sale	Oct 1, 2019
Prior Sale	Nov 9, 2018
Deed Document Number	1228712
Deed Book / Page	2098 / 1398
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	946 S 400 E, PROVIDENCE, UT 84332-9428
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	NORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 N 2450 W, TREMONTON, UT 84337-6743
Investor	Possibly a Property Investor

Mortgage

Document Number	02047/0097
Date	Nov 9, 2018
Book Page	2047/0097
Instrument	1207798

Lender

Name	RIVER VALLEY DEVELOPMENT L L C
Type	Non-Lending Institution
Address	TREMONTON, UT 84337

Agreement

Amount	Amount Recorded

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Oct 1, 2019
Property Address	946 S 400 E, PROVIDENCE, UT 84332-9428
Document Number	02098/1398
Book / Page	2098 / 1398
Map Reference	DOC 1182307
Instrument Date	Sep 30, 2019
Instrument	1228712
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2025
Title Company	NORTHERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	946 S 400 E, PROVIDENCE, UT 84332-9428

Mortgage

Document Number	0001228720
Date	Oct 1, 2019
Instrument	1228720

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Nov 9, 2018
Property Address	946 S 400 E, PROVIDENCE, UT 84332-9428
Document Number	02047/0080
Book / Page	2047 / 0080
Map Reference	DOC1182307
Instrument Date	Nov 8, 2018
Instrument	1207796
Transaction Type	Construction Loan
Record Updated	Nov 6, 2025
Title Company	NORTHERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 N 2450 W, TREMONTON, UT 84337-6743
Investor	Possibly a Property Investor

Mortgage

Document Number	0001207797
Date	Nov 9, 2018
Instrument	1207797

Lender

Name	BANK OF UTAH
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 5, 2019

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 (-27.98%)	$368,500 (-17.84%)	$670,000 (-17.84%) Land $184,500 Building $485,500
2023	$3,649.00	$448,525	$815,500 Land $235,600 Building $579,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
UBTA-UBET Communications Fiber	2,000 / 2,000
Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
Senawave Fiber	1,000 / 1,000
Beehive Telephone Companies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

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