946 Ruma Rd, Columbus, OH 43207 Property Records

Franklin County property record for 946 Ruma Rd, Columbus, OH 43207

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1970
Lot Size0.14 acres (6,111 sqft)
OwnerOwner Name on Record
Last Sale$65,000 (Aug 2013)
Tax Bill$2,086 (2024)
Deeds & MortgagesFeb 2022 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN010-155855

Property Details

APN / Parcel Number

Primary APN010-155855

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,044 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area6,111 sqft (0.14 acres)
Lot Dimensions110 ft deep x 55 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address946 RUMA RD
CityCOLUMBUS
StateOH
Zip43207-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUMA ROAD SOUTHERN PINES SEC NO 12 LOT 799
Legal SubdivisionSOUTHERN PINES
Legal Lot Number799
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group3
Census Block3028
Census Tract8825

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address925 KYLE AVE, COLUMBUS, OH 43207-4261
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 4, 2018Loan Modification, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2013 · Amount on Record
Deed SaleAug 7, 2013 · Amount on Record
Prior SaleJun 6, 2011 · Amount on Record
Deed Document Number15638
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address946 RUMA RD, COLUMBUS, OH 43207-4210
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 RUMA RD, COLUMBUS, OH 43207-4210

Mortgage

Document Number0000024550
DateFeb 11, 2022
Instrument202202110024550
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term314 Months
DueApr 1, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN OH
Property Address946 RUMA RD, COLUMBUS, OH 43207-4210
Document Number0000075013
Instrument DateMay 4, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 RUMA RD COLUMBUS OH 432074210, COLUMBUS, OH 43207-4210

Mortgage

Document Number0000075013
DateJun 6, 2018
Instrument75013
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 5, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictColumbus City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,086.00 (-2.07%) Homeowner's exemption$46,340 (-) Land $12,950 Building $33,390
2023$2,130.00 (+21.23%) Homeowner's exemption$46,340 (+36.74%) Land $12,950 Building $33,390$132,400 (+36.78%) Land $37,000 Building $95,400
2022$1,757.00 Homeowner's exemption$33,890 Land $8,510 Building $25,380
2020$96,800 Land $24,300 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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