946 Royal Tern Way, Oceanside, CA 92057 Property Records

San Diego County property record for 946 Royal Tern Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,092 sqft · built 1979
Lot Size0.4 acres (1,736 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Nov 2018)
Tax Bill$4,019 (2025)
Deeds & MortgagesNov 2018 Sale
Apr 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN160-470-12-00

Property Details

APN / Parcel Number

Primary APN160-470-12-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area1,736 sqft (0.4 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address946 ROYAL TERN WAY
CityOCEANSIDE
StateCA
Zip92057-7709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 12 TR 008648
Legal SubdivisionOCEANA MISSION
Legal Tract008648
Legal Block1
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18524

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address946 ROYAL TERN WAY, OCEANSIDE, CA 92057-7709
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2018Grant Deed, Transfer
CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Apr 3, 2018Grant Deed, Construction Loan · Construction Mortgage
GOLDMAN SACHS BANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Prior SaleApr 3, 2018 · Amount on Record
Deed Document Number2018469261
Prior Transfer DateMar 20, 2002
Prior Transfer Doc0000301551
Record UpdatedOct 29, 2026

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 9, 2018
Property Address946 ROYAL TERN WAY, OCEANSIDE, CA 92057-7709
Document Number0000469261
Instrument DateOct 19, 2018
Instrument469261
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

AmountAmount Recorded
Tax$357.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address946 ROYAL TERN WAY OCEANSIDE CA 920577709, OCEANSIDE, CA 92057-7709

April 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 3, 2018
Property Address946 ROYAL TERN WAY, OCEANSIDE, CA 92057-7709
Document Number0000130071
Map ReferenceMAP 8648
Instrument DateFeb 21, 2018
Instrument2018-0130071
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 CAMINO DE LA REINA # 101, 101, SAN DIEGO, CA 92108-3002
InvestorPossibly a Property Investor

Mortgage

Document Number0000130072
DateApr 3, 2018
Instrument2018-0130072
Lender
NameGOLDMAN SACHS BANK USA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$369,786 (+2%) Land $231,117 Building $138,669
2025$4,019.00 (+5.29%) Homeowner's exemption$362,536 (+4.04%) Land $226,586 Building $135,950
2023$3,817.00 (+1.57%) Homeowner's exemption$348,461 Land $217,789 Building $130,672
2022$3,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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