946 Pohlman Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 946 Pohlman Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,591 sqft · built 1969
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jul 2003)
Tax Bill	$12,085 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Mortgage + 2 more
APN	`04-19-0-300-017`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-300-017`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,591 sqft Living Area
Attic	Attic
Attic Area	400 sqft
Basement Area	1,591 sqft
Finished Basement	796 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	1,684 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	1,969 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	946 POHLMAN RD
City	O FALLON
State	IL
Zip	62269-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADELE OGLE TRACTS AP LOT/SEC-2 DOC A01771481
Legal Subdivision	ADELE OGLE TRACTS AP
Legal Block	300
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3015
Census Tract	504355

Owner

Source: St. Clair County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	946 POHLMAN RD, O FALLON, IL 62269-7111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jan 18, 2020	Deed of Trust, Mortgage · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2003 · Amount on Record
Deed Sale	Jul 8, 2003 · Amount on Record
Prior Sale	Mar 12, 2003
Deed Document Number	20031771481
Deed Book / Page	3872 / 1394
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Sep 10, 2026
Property Address	946 POHLMAN RD, O FALLON, IL 62269-7111
Document Number	0002895209
Instrument Date	Aug 28, 2026
Instrument	20262895209
Transaction Type	Mortgage
Record Updated	Oct 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 POHLMAN RD, O FALLON, IL 62269-7111

Mortgage

Document Number	0002895209,
Date	Sep 10, 2026
Instrument	20262895209

Lender

Name	FIRST NATIONAL BANK OF WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	946 POHLMAN RD, O FALLON, IL 62269-7111
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN&COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 POHLMAN RD, O FALLON, IL 62269-7111

Mortgage

Document Number	0A02781901
Date	May 23, 2023
Instrument	A02781901

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	946 POHLMAN RD, O FALLON, IL 62269-7111
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02695278
Date	Apr 12, 2021
Instrument	A02695278

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	946 POHLMAN RD, O FALLON, IL 62269-7111
Document Number	00A2641097
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	946 POHLMAN RD O FALLON IL 622697111, O FALLON, IL 62269-7111

Mortgage

Document Number	00A2641097
Date	Feb 3, 2020
Instrument	2641097

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,085.00	$188,107 (+34.34%) Land $13,231 Building $174,876	$564,321 (+34.34%) Land $39,693 Building $524,628
2022		$140,023 Land $9,849 Building $130,174	$420,069 Land $29,547 Building $390,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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