946 Oak St, Beloit, WI 53511 Property Records

Rock County property record for 946 Oak St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,032 sqft · built 1905
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$50,800 (Dec 2014)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	May 2005 Line of Credit Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 13580625`

Property Details

APN / Parcel Number

Primary APN	`206 13580625`
Alternative APN	`13580625`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	206 13580625
Street Address	946 OAK ST
City	BELOIT
State	WI
Zip	53511-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 16 B 4 BALLS ADD & E 1/2 VAC ALLEY ADJ ON WEST
Legal Subdivision	BALLS ADD
Legal Lot Number	16
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2034
Census Tract	1700

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 293, JANESVILLE, WI 53547-0293
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2005	Deed of Trust, Mortgage · Line of Credit USAA FSB
Nov 14, 2018	Warranty Deed, Transfer
Dec 8, 2014	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2014 · Amount on Record
Deed Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	20142016793
Last Transfer Date	Nov 9, 2018
Transfer Doc	0002116294
Record Updated	Jun 8, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	946 OAK ST, BELOIT, WI 53511-5117
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001707490
Date	May 20, 2005
Instrument	1707490

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 5, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 14, 2018
Property Address	946 OAK ST, BELOIT, WI 53511-5117
Document Number	0002116294
Instrument Date	Nov 9, 2018
Instrument	2116294
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 32, ORFORDVILLE, WI 53576-0032
Investor	Possibly a Property Investor

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 8, 2014
Property Address	946 OAK ST, BELOIT, WI 53511-5117
Document Number	0002016793
Instrument Date	Dec 5, 2014
Instrument	2016793
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$152.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 32, ORFORDVILLE, WI 53576-0032
Investor	Possibly a Property Investor

Mortgage

Document Number	0002016794
Date	Dec 8, 2014
Instrument	2016794

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (+31.62%)	$145,300 (+26.46%) Land $12,300 Building $133,000	$159,600 (+22.11%)
2023	$1,809.00	$114,900 Land $12,300 Building $102,600	$130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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