Lincoln County property record for 946 N Echo Mountain Rd, Otis, OR 97368
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,268 sqft · built 2021 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jun 2019) |
| Tax Bill | $5,417 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061033AA0010000 |
| Primary APN | 061033AA0010000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Flooring | Earth/Dirt |
| Interior Walls | Unfinished |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Patio Area | 272 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Stable | 1,296 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | R484080 |
|---|---|
| Old Parcel Number | 061033AA0010000 |
| Street Address | 946 N ECHO MOUNTAIN RD |
| City | OTIS |
| State | OR |
| Zip | 97368-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-5;RURAL RESIDENTIAL SI |
| Legal Description | PROPERTY ID R484080 P.P. 1990-27, PARCEL 1, ACRES 5.00, DOC201906010 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | NORTH COUNTY |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | LINCOLN CITY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950100 |
Source: Lincoln County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage CATALYST MORTGAGE |
| Jan 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Mar 22, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jun 28, 2019 | Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2019-06010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000503 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-00503 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|---|
| Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000074 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 2023-00074 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000003582 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021-03582 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79925 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 12, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Jun 28, 2019 |
| Property Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Document Number | 0000006010 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019-06010 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 946 N ECHO MOUNTAIN RD, OTIS, OR 97368-9407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006011 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019-06011 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Lincoln County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,417.00 (+2.15%) | $434,400 (+3%) | $775,260 (-1.78%) Land $201,360 Building $573,900 |
| 2024 | $5,303.00 (+3.25%) | $421,750 (+3%) | $789,320 (+7.37%) Land $190,850 Building $598,470 |
| 2023 | $5,136.00 (+9.04%) | $409,470 (+9.17%) | $735,150 (+30.32%) Land $189,600 Building $545,550 |
| 2022 | $4,710.00 | $375,060 | $564,110 Land $159,830 Building $404,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
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