946 N Central Ave, Campbell, CA 95008 Property Records

Santa Clara County property record for 946 N Central Ave, Campbell, CA 95008

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,425 sqft · built 1952
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Sep 2023)
Tax Bill	$25,902 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`279-23-028`

Property Details

APN / Parcel Number

Primary APN	`279-23-028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,425 sqft Living Area
Gross Area	1,182 sqft
1st Floor Area	1,182 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	946 N CENTRAL AVE
City	CAMPBELL
State	CA
Zip	95008-0110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TRACT 515 SHADY ACRES BOOK 34 PAGE 32 LOT 3
Legal Subdivision	SHADY ACRES
Legal Tract	515
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2010
Census Tract	506402

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	946 N CENTRAL AVE, CAMPBELL, CA 95008-0110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Sep 16, 2022	Trustee's Deed, Foreclosure · Conventional Mortgage COMMUNITY LOANS & INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	202325527438
Prior Transfer Date	Apr 5, 2004
Prior Transfer Doc	0017770640
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 7, 2023
Property Address	946 N CENTRAL AVE, CAMPBELL, CA 95008-0110
Document Number	0025527438
Map Reference	MB 34 PG 32
Instrument Date	Aug 31, 2023
Instrument	25527438
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	946 N CENTRAL AVE, CAMPBELL, CA 95008-0110

Mortgage

Document Number	0025527439
Date	Sep 7, 2023
Instrument	25527439

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

September 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 16, 2022
Property Address	946 N CENTRAL AVE, CAMPBELL, CA 95008-0110
Document Number	0025373873
Map Reference	MB 34 PG 32
Instrument Date	Sep 13, 2022
Instrument	25373873
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 E 14TH ST, SAN LEANDRO, CA 94577-3731

Mortgage

Document Number	0025373874
Date	Sep 16, 2022
Instrument	25373874

Lender

Name	COMMUNITY LOANS & INVESTMENTS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Campbell City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,080,800 (+2%) Land $1,560,600 Building $520,200
2025	$25,902.00 (+11.22%)	$2,040,000 (+10.87%) Land $1,530,000 Building $510,000
2023	$23,289.00 (+47.01%)	$1,840,000 Land $1,400,000 Building $440,000
2022	$15,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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