Escambia County property record for 946 Montclair Rd, Pensacola, FL 32505
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,424 sqft · built 1964 |
| Lot Size | 0.27 acres (11,744 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,500 (Mar 2004) |
| Tax Bill | $1,500 (2025) |
| Deeds & Mortgages | Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-2S-30-1000-006-018 |
| Primary APN | 10-2S-30-1000-006-018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,744 sqft (0.27 acres) |
| Garage Area | 276 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 294 sqft |
| Shed | 1 Shed |
| Utility Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 53380000 |
|---|---|
| Street Address | 946 MONTCLAIR RD |
| City | PENSACOLA |
| State | FL |
| Zip | 32505-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LT 6 BLK 18 MONTCLAIR UNIT NO 2 PB 4 P 100 OR 5364 P 1112 SEC 10/12 T 2S R 30 W |
| Legal Range | 30W |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | MONTCLAIR UNIT #1 |
| Legal Block | 18 |
| Legal Lot Number | 6 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3100 |
Source: Escambia County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 946 MONTCLAIR RD, PENSACOLA, FL 32505-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2004 · Amount on Record |
| Deed Sale | Mar 16, 2004 · Amount on Record |
| Prior Sale | Dec 3, 2003 · Amount on Record |
| Deed Document Number | 2004216890 |
| Deed Book / Page | 5364 / 1112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 946 MONTCLAIR RD, PENSACOLA, FL 32505-2753 |
| Document Number | 0080201603 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 946 MONTCLAIR RD PENSACOLA FL 325052753, PENSACOLA, FL 32505-2753 |
| Document Number | 0080201603 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 008020/001603 |
| Instrument | 103704 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2048 |
| Rate | 4.75% |
|---|
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 (+19.71%) | $133,101 (+131.2%) Land $25,000 Building $108,101 | $133,101 (+11.46%) Land $25,000 Building $108,101 |
| 2024 | $1,253.00 (+3.81%) | ||
| 2023 | $1,207.00 (+16.73%) | $57,569 (-37.27%) | $119,414 (+30.11%) Land $20,000 Building $99,414 |
| 2022 | $1,034.00 | $91,777 | $91,777 Land $10,000 Building $81,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2005–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Hotwire Communications, Verizon.
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