Cherokee County property record for 946 Lance Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,627 sqft Heated Area |
| Lot Size | 28,750 sqft (0.66 acres) |
| Garage | 442 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,305.00 (2025) |
| Primary APN | 448901056416000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 1,627 sqft Heated Area |
| Upper Floors | 468 sqft Upper Floors |
| Basement Area | 702 sqft Basement |
| Finished Basement | 702 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 28,750 sqft (0.66 acres) |
| Depth X Width | 169 ft x 153 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 442 sqft Garage |
| Deck Area | 336 sqft Deck |
|---|---|
| Patio Area | 488 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 24961 |
|---|---|
| Street Address | 946 LANCE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-2287 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 THE FARM DEV PH III P/O 1055/666 |
| Legal Phase | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 448901056416000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 946 LANCE RD, MURPHY, NC 28906-2287 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2007 |
| Transfer Doc | 1291/0111 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 946 LANCE RD, MURPHY, NC 28906-2287 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 1685/632 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 1685/632 |
| Instrument | 4578 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,305.00 | $246,540 (-) | $246,540 (-) Land $10,000 Building $236,540 |
| 2023 | $246,540 | $246,540 Land $10,000 Building $236,540 |
946 Lance Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 56th percentile of exposed land nationally · 78th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 667 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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