Stephenson County property record for 946 Lake Summerset Rd, Davis, IL 61019
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,080 sqft · built 1978 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $75,000 (Sep 2010) |
| Tax Bill | $3,826 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10-01-251-006 |
| Primary APN | 15-10-01-251-006 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Base Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Foundation Type | No Foundation |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 946 LAKE SUMMERSET RD |
|---|---|
| City | DAVIS |
| State | IL |
| Zip | 61019-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 946 SECT 5 GREENWOOD SUB LAKE SUMMERSET |
| Legal Subdivision | GREENWOOD SUBDIVISION |
| Legal Lot Number | 946 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | ROCK GROVE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 100 |
946 Lake Summerset Rd is owner-occupied and held in a trust since September 2010.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 946 LAKE SUMMERSET RD, DAVIS, IL 61019-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2010 · Amount on File |
| Deed Sale | Sep 20, 2010 · Amount on File |
| Deed Document Number | 2010113650 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 946 Lake Summerset Rd was $3,826.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Rock Grove Township |
| Unified School District | Dakota Community Unit School District 201 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,826.00 | $49,222 Land $1,308 Building $47,914 | $147,666 Land $3,924 Building $143,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 946 Lake Summerset Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 946 Lake Summerset Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Spectrum Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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