946 Gristmill Rdg, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 946 Gristmill Rdg, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Aug 2012)
Tax Bill	$6,508 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0002907`

Property Details

APN / Parcel Number

Primary APN	`WEB-0002907`
Alternative APNs	`54890940700002021000` `265489 094.07-2-21`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	675 sqft
2nd Floor Area	675 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0002907
Street Address	946 GRISTMILL RDG
City	WEBSTER
State	NY
Zip	14580-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48-13-4 SHOECRAFT FARM PH3 L203 258-22
Legal Subdivision	SHOECRAFT FARMS SUBDIVISION PHASE 3
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1003
Census Tract	11210

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2012 · Amount on Record
Deed Sale	Aug 27, 2012 · Amount on Record
Prior Sale	Nov 27, 1996 · Amount on Record
Deed Document Number	2012624
Deed Book / Page	11160 / 13
Last Transfer Date	Nov 4, 2021
Transfer Doc	0041870432
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538

Mortgage

Document Number	0000000850
Date	Nov 30, 2021
Book Page	29612/461
Instrument	202111300850

Lender

Name	ADVANTAGE FCU
Type	Credit Union
Address	ROCHESTER, NY 14623

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538

Mortgage

Document Number	0000000573
Date	Oct 18, 2021
Book Page	29521/573
Instrument	202110181525

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538

Mortgage

Document Number	0000000427
Date	Oct 21, 2021
Book Page	29530/427
Instrument	202110211378

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	946 GRISTMILL RDG, WEBSTER, NY 14580-8538
Document Number	0000001098
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 GRISTMILL RDG WEBSTER NY 145808538, WEBSTER, NY 14580-8538

Mortgage

Document Number	0000001098
Date	Nov 6, 2019
Book Page	028268/000024
Instrument	1098

Lender

Name	ADVANTAGE FCU
Address	ROCHESTER, NY 14624

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,508.00 (+9.54%) Homeowner's exemption
2025	$5,941.00 (+7.53%)	$132,300 (-) Land $25,200 Building $107,100	$275,600 (+20.82%) Land $52,495 Building $223,105
2023		$132,300 (-) Land $25,200 Building $107,100	$228,100 (+10.35%) Land $43,448 Building $184,652
2022		$132,300 Land $25,200 Building $107,100	$206,700 Land $39,371 Building $167,329
2021	$5,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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