946 Garfield Ave, Beloit, WI 53511 Property Records

Rock County property record for 946 Garfield Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1925
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Apr 2020)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 13410585`

Property Details

APN / Parcel Number

Primary APN	`206 13410585`
Alternative APN	`13410585`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,001 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	6,316 sqft (0.145 acres)

Location & Zoning

Account Number	206 13410585
Street Address	946 GARFIELD AVE
City	BELOIT
State	WI
Zip	53511-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 25 B 4 LINCOLN AVE PARK ADD
Legal Subdivision	LINCOLN AVE PARK ADD
Legal Lot Number	25
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3020
Census Tract	1700

Owner

Source: Rock County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	946 GARFIELD AVE, BELOIT, WI 53511-5006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHEDA
Apr 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Jun 9, 2017	Deed, Transfer KNIGHT BARRY TITLE
Jun 9, 2017	Deed, Transfer KNIGHT BARRY TITLE
Mar 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20202151623
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	946 GARFIELD AVE, BELOIT, WI 53511-5006
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002151626
Date	Apr 15, 2020
Instrument	2151626

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 13, 2030

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 15, 2020
Property Address	946 GARFIELD AVE, BELOIT, WI 53511-5006
Document Number	0002151623
Instrument Date	Apr 13, 2020
Instrument	2151623
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 GARFIELD AVE, BELOIT, WI 53511-5006

Mortgage

Document Number	0002151624
Date	Apr 15, 2020
Instrument	2151624

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 9, 2017
Property Address	946 GARFIELD AVE, BELOIT, WI 53511-5006
Document Number	2080063
Instrument Date	May 10, 2017
Instrument	2080063
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 RICHARDSON ST, JANESVILLE, WI 53545-1776

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 9, 2017
Property Address	946 GARFIELD AVE, BELOIT, WI 53511-5006
Document Number	0002080063
Instrument Date	May 10, 2017
Instrument	2080063
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 RICHARDSON ST, JANESVILLE, WI 53545-1776

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 24, 2017
Property Address	946 GARFIELD AVE, BELOIT, WI 53511-5006
Document Number	0002074278
Instrument Date	Mar 14, 2017
Instrument	2074278
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (+32.72%) Homeowner's exemption	$119,400 (+25.42%) Land $12,900 Building $106,500	$131,100 (+21.05%)
2023	$1,360.00 Homeowner's exemption	$95,200 Land $12,900 Building $82,300	$108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire.

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