946 Forest Ave, River Forest, IL 60305 Property Records

Cook County property record for 946 Forest Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1921
Lot Size	0.232 acres (10,100 sqft)
Owner	Individual Name on Record
Last Sale	$542,000 (Oct 2011)
Tax Bill	$13,253 (2023)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-313-002`

Property Details

APN / Parcel Number

Primary APN	`15-01-313-002`
Alternative APN	`15-01-313-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,100 sqft (0.232 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	946 FOREST AVE
City	RIVER FOREST
State	IL
Zip	60305-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S (KILLENS) SUB OF BLK11 IN SNOW & DICKINSONS ADD SUB OF PT OF SEC2 & PT OF SEC 01-39-12
Legal Range	12E
Legal Township	39N
Legal Section	01
Legal Subdivision	KILLENS SUB
Legal Block	11
Legal Lot Number	27
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	3
Census Block	3010
Census Tract	811900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	946 FOREST AVE, RIVER FOREST, IL 60305-1360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Jan 25, 2018	Loan Modification, Mortgage · Conventional Mortgage COMMUNITY BK/OAK PK RIV FOREST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2011 · Amount on Record
Deed Sale	Oct 14, 2011 · Amount on Record
Prior Sale	Apr 20, 2004 · Amount on Record
Deed Document Number	201148010
Prior Transfer Date	Sep 1, 1998
Prior Transfer Doc	0000000844
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	946 FOREST AVE, RIVER FOREST, IL 60305-1360
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005846065
Date	Feb 27, 2024
Instrument	2405846065

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	946 FOREST AVE, RIVER FOREST, IL 60305-1360
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025906114
Date	Sep 16, 2021
Instrument	2125906114

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate	3.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	946 FOREST AVE, RIVER FOREST, IL 60305-1360
Document Number	2014107202
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	946 FOREST AVE RIVER FOREST IL 603051360, RIVER FOREST, IL 60305-1360

Mortgage

Document Number	2014107202
Date	May 20, 2020
Instrument	14107202

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate	3.62%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	946 FOREST AVE, RIVER FOREST, IL 60305-1360
Document Number	1804057050
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	946 FOREST AVE RIVER FOREST IL 603051360, RIVER FOREST, IL 60305-1360

Mortgage

Document Number	1804057050
Date	Feb 9, 2018
Instrument	4057050

Lender

Name	COMMUNITY BK/OAK PK RIV FOREST
Type	Bank
Address	OAK PARK, IL 60301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 8, 2023

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,728 (+15.89%) Land $12,120 Building $39,608	$517,280 (+15.89%) Land $121,200 Building $396,080
2023	$13,253.00 (-0.42%)
2022	$13,309.00 Homeowner's exemption	$44,635 Land $10,605 Building $34,030	$446,350 Land $106,050 Building $340,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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