946 E Orange St, Lakeland, FL 33801 Property Records

Polk County property record for 946 E Orange St, Lakeland, FL 33801

Property Summary

Property Type	Commercial Office
Details	1,586 sqft · built 1961
Lot Size	0.145 acres (6,299 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Jun 2022)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-18-205000-008252`

Property Details

APN / Parcel Number

Primary APN	`24-28-18-205000-008252`
Alternative APNs	`182824205000008252` `82824000`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,586 sqft Gross Area
1st Floor Area	1,586 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2010
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	946 E ORANGE ST
City	LAKELAND
State	FL
Zip	33801-5104
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	C2
Legal Description	MORTONS ADD DB Q PG 79 BLK H LOT 25 W 45 FT OF E 55 FT OF S 140 FT
Legal Range	24E
Legal Township	28S
Legal Section	18
Legal Subdivision	MORTONS ADDITION
Legal Tract	205000
Legal Block	H
Legal Lot Number	25
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3009
Census Tract	10402

Owner

946 E Orange St, a commercial property, is owned by a company that bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	906 CUMBERLAND ST, LAKELAND, FL 33801-5513
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · SBA Mortgage PRIME MERIDIAN BANK
Jun 9, 2022	Warranty Deed, Transfer · Balloon Mortgage PRIME MERIDIAN BANK
Dec 4, 2018	Warranty Deed, Transfer · Conventional with PMI HUGH J TURBEVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	2022157541
Deed Book / Page	12289 / 1675
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	946 E ORANGE ST, LAKELAND, FL 33801-5104
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 E ORANGE ST, LAKELAND, FL 33801-5104

Mortgage

Document Number	0000195371
Date	Jul 19, 2022
Book Page	12343/319
Instrument	2022195371

Lender

Name	PRIME MERIDIAN BANK
Type	Bank
Address	TALLAHASSEE, FL 32312

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2022
Property Address	946 E ORANGE ST, LAKELAND, FL 33801-5104
Document Number	0000157541
Book / Page	12289 / 1675
Map Reference	MB Q PG 79
Instrument Date	May 31, 2022
Instrument	2022157541
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	946 E ORANGE ST, 946, LAKELAND, FL 33801-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 CUMBERLAND ST, LAKELAND, FL 33801-5513

Mortgage

Document Number	0000158217
Date	Jun 9, 2022
Book Page	12290/1390
Instrument	2022158217

Lender

Name	PRIME MERIDIAN BANK
Type	Bank
Address	TALLAHASSEE, FL 32312

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 4, 2018
Property Address	946 E ORANGE ST, LAKELAND, FL 33801-5104
Document Number	0106870146
Book / Page	010687 / 000146
Instrument Date	Nov 30, 2018
Instrument	250997
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	946 E ORANGE ST LAKELAND FL 338015104, LAKELAND, FL 33801-5104

Mortgage

Document Number	106870147
Date	Dec 4, 2018
Book Page	010687/000147
Instrument	250998

Lender

Name	HUGH J TURBEVILLE
Address	PO BOX 434, LAKELAND, FL 33802-0434

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	36 Months
Due	Dec 3, 2021

Interest

Rate	7%

Mortgage

Document Number	106870150,
Date	Dec 4, 2018
Book Page	010687/000150
Instrument	250999

Lender

Name	HUGH J TURBEVILLE
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 946 E Orange St was $3,448, up 2.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,533 (-1.36%) Land $28,346 Building $160,187	$188,533 (-1.36%) Land $28,346 Building $160,187
2025	$3,448.00 (+2.59%)	$191,133 Land $28,346 Building $162,787	$191,133 Land $28,346 Building $162,787
2024	$3,361.00 (+4.7%)
2023	$3,210.00 (+37.36%)	$176,121 (+37.2%) Land $28,346 Building $147,775	$176,121 (+37.2%) Land $28,346 Building $147,775
2022	$2,337.00	$128,371 Land $28,346 Building $100,025	$128,371 Land $28,346 Building $100,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 946 E Orange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 946 E Orange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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