946 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 946 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,234 sqft · built 2000
Lot Size	0.118 acres (5,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$592,500 (Jul 2017)
Tax Bill	$8,040 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`640-231-59-00`

Property Details

APN / Parcel Number

Primary APN	`640-231-59-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,234 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,155 sqft (0.118 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	946 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 20 TR 013668
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013668
Legal Block	4
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4005
Census Tract	13414

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	946 E J ST, CHULA VISTA, CA 91910-6746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2017	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING
Jul 27, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Feb 13, 2008 · Amount on Record
Deed Document Number	2017340711
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000784166
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2020
Property Address	946 E J ST, CHULA VISTA, CA 91910-6746
Document Number	0000784166
Map Reference	MAP 13668
Instrument Date	Sep 24, 2020
Instrument	2020-0784166
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	946 E J ST, CHULA VISTA, CA 91910-6746

Mortgage

Document Number	0000784167
Date	Dec 8, 2020
Instrument	2020-0784167

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	946 E J ST, CHULA VISTA, CA 91910-6746
Document Number	0000340711
Instrument Date	Jul 26, 2017
Instrument	340711
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	946 E J ST CHULA VISTA CA 919106746, CHULA VISTA, CA 91910-6746

Mortgage

Document Number	340712
Date	Jul 27, 2017
Instrument	340712

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	946 E J ST, CHULA VISTA, CA 91910-6746
Document Number	0000340710
Instrument Date	Jun 28, 2017
Instrument	340710
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	946 E J ST CHULA VISTA CA 919106746, CHULA VISTA, CA 91910-6746

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,643 (+2%) Land $400,401 Building $287,242
2025	$8,040.00 (-17.31%) Homeowner's exemption	$674,160 (+4.04%) Land $392,550 Building $281,610
2023	$9,723.00 (+3.36%) Homeowner's exemption	$647,983 Land $377,307 Building $270,676
2022	$9,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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