946 E Garfield Dr, Indianapolis, IN 46203 Property Records

Marion County property record for 946 E Garfield Dr, Indianapolis, IN 46203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,522 sqft · built 1913
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Tax Bill	$2,951 (2024)
Deeds & Mortgages	May 2026 Transfer May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-24-126-006.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-24-126-006.000-101`
Alternative APN	`1057380`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,522 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,522 sqft
Upper Floors Area	756 sqft
Basement Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	946 E GARFIELD DR
City	INDIANAPOLIS
State	IN
Zip	46203-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISHOP CHILDERS & MC KEES SUB L4 & 4.7FT E SIDE L5
Legal Subdivision	BISHOP CHILDERS & MC KEES SUB
Legal Lot Number	4,5
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1007
Census Tract	357800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Garfield Drive Historic District listed 2022 · 188 contributing resources · NRIS 100007448

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

946 E Garfield Dr is owned and occupied by an individual who acquired it in April 2026.

Source: Marion County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	946 E GARFIELD DR, INDIANAPOLIS, IN 46203-4215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 13, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Feb 22, 2019	Deed of Trust, Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 29, 2026
Transfer Doc	0000037764
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION IN
Recording Date	May 7, 2026
Property Address	946 E GARFIELD DR, INDIANAPOLIS, IN 46203-4215
Document Number	0000037764
Instrument Date	Apr 29, 2026
Instrument	202637764
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 E GARFIELD DR, INDIANAPOLIS, IN 46203-4215
Investor	Possibly a Property Investor

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	946 E GARFIELD DR, INDIANAPOLIS, IN 46203-4215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055264
Date	May 12, 2017
Instrument	A201700055264

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	444 Months
Due	May 3, 2054

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	946 E GARFIELD DR, INDIANAPOLIS, IN 46203-4215
Document Number	0000095011
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 E GARFIELD DR INDIANAPOLIS IN 462034215, INDIANAPOLIS, IN 46203-4215

Mortgage

Document Number	0000095011
Date	Aug 31, 2020
Instrument	95011

Lender

Name	PNC BK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Aug 30, 2042

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	946 E GARFIELD DR, INDIANAPOLIS, IN 46203-4215
Document Number	0000020536
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	946 E GARFIELD DR INDIANAPOLIS IN 462034215, INDIANAPOLIS, IN 46203-4215

Mortgage

Document Number	0000020536
Date	Mar 11, 2019
Instrument	20536

Lender

Name	PNC BK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,200 Land $29,400 Building $280,800	$310,200 Land $29,400 Building $280,800
2024	$2,951.00 (-10.79%)
2023	$3,308.00 (+0.92%) Homeowner's exemption	$279,200 (+1.53%) Land $29,400 Building $249,800	$279,200 (+1.53%) Land $29,400 Building $249,800
2022	$3,278.00 Homeowner's exemption	$275,000 Land $29,400 Building $245,600	$275,000 Land $29,400 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 946 E Garfield Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 946 E Garfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xiber.

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