946 E 2nd St, San Bernardino, CA 92408 Property Records

San Bernardino County property record for 946 E 2nd St, San Bernardino, CA 92408

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,210 sqft · built 1940
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Dec 2024)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Aug 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0279-281-26-0000`

Property Details

APN / Parcel Number

Primary APN	`0279-281-26-0000`
Alternative APN	`0171-244-11`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	2,210 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1946
Architectural Style	Conventional
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	260 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	946 E 2ND ST
City	SAN BERNARDINO
State	CA
Zip	92408-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR NO 2523 CARD1FF FARMS NO 2 SW 1/4 LOT 10
Legal Subdivision	CARDIFF FARMS #2
Legal Tract	2523
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1001
Census Tract	6501

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	946 E 2ND ST, SAN BERNARDINO, CA 92408-1271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Aug 30, 2019	Grant Deed, Transfer · Construction Mortgage LANPHIER NICHOLAS E F/TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Feb 6, 2020 · Amount on Record
Deed Document Number	2024295833
Prior Transfer Date	Dec 16, 2003
Prior Transfer Doc	0000950916
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 6, 2020
Property Address	946 E 2ND ST, SAN BERNARDINO, CA 92408-1271
Document Number	0000045539
Map Reference	MB 36 PG 18
Instrument Date	Dec 9, 2019
Instrument	2020-0045539
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	946 E 2ND ST, SAN BERNARDINO, CA 92408-1271
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045540
Date	Feb 6, 2020
Instrument	2020-0045540

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Mortgage

Document Number	0000045542
Date	Feb 6, 2020
Instrument	2020-0045542

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 30, 2019
Property Address	946 E 2ND ST, SAN BERNARDINO, CA 92408-1271
Document Number	0000309695
Instrument Date	Aug 23, 2019
Instrument	309695
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 ALHAMBRA LN PERRIS CA 925717550, PERRIS, CA 92571-7550

Mortgage

Document Number	309696
Date	Aug 30, 2019
Instrument	309696

Lender

Name	LANPHIER NICHOLAS E F/TR (PT)
Address	1261 N LAKEVIEW AVE # J, ANAHEIM, CA 92807-1859

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2020

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,800 (+2%) Land $265,200 Building $285,600
2025	$6,892.00 (+59.24%)	$540,000 (+60.53%) Land $260,000 Building $280,000
2023	$4,328.00 (-0.18%) Homeowner's exemption	$336,377 Land $68,326 Building $268,051
2022	$4,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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