946 Chestnut Ct, Saint Cloud, MN 56303 Property Records

Stearns County property record for 946 Chestnut Ct, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1958
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$213,500 (Feb 2023)
Tax Bill	$4,636 (2026)
Deeds & Mortgages	Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-43769-0015`

Property Details

APN / Parcel Number

Primary APN	`82-43769-0015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Width	100 ft Width
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	946 CHESTNUT CT
City	SAINT CLOUD
State	MN
Zip	56303-0725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8-124-28 .42A P/O NE4NW4 BEG NE COR KREMER'S 2ND ADD-N42D W 483' TO POB-CONT N42D W 100'-SWLY 245.70' TO ELY ROW STATE AID
Legal Range	28W
Legal Township	124
Legal Section	08
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1020
Census Tract	1003

Owner

Source: Stearns County records · APN 82-43769-0015

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	946 CHESTNUT CT, SAINT CLOUD, MN 56303-0725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	20231511941
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 22, 2023
Property Address	946 CHESTNUT CT, SAINT CLOUD, MN 56303-0725
Document Number	00A1649094
Instrument Date	Feb 14, 2023
Instrument	A1649094
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 CHESTNUT CT, SAINT CLOUD, MN 56303-0725

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,636.00 (+109.58%)	$206,500 (-) Land $40,000 Building $166,500	$206,500 (-) Land $40,000 Building $166,500
2025		$206,500 (+3.98%) Land $40,000 Building $166,500	$206,500 (+3.98%) Land $40,000 Building $166,500
2023	$2,212.00	$198,600 Land $40,000 Building $158,600	$198,600 Land $40,000 Building $158,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Lumen Technologies DSL	140 / 20

Based on FCC filings for 261 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.