946 Cedar Ave, Chula Vista, CA 91911 Property Records

San Diego County property record for 946 Cedar Ave, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,122 sqft · built 2004
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$955,000 (Aug 2024)
Tax Bill	$13,116 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`618-061-28-00`

Property Details

APN / Parcel Number

Primary APN	`618-061-28-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,122 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	946 CEDAR AVE
City	CHULA VISTA
State	CA
Zip	91911-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 TR 014470
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014470
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	13104

Owner

946 Cedar Ave is owned and occupied by two individuals who bought it in August 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 14, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 10, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 10, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on File
Deed Sale	Aug 13, 2024 · Amount on File
Prior Sale	Jan 8, 2021 · Amount on File
Deed Document Number	2024215261
Prior Transfer Date	Jan 11, 2017
Prior Transfer Doc	0000069536
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711

Mortgage

Document Number	0000340094
Date	Dec 2, 2025
Instrument	2025-0340094

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711

Mortgage

Document Number	0000706989
Date	Nov 12, 2020
Instrument	2020-0706989

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711
Document Number	0000016504
Map Reference	MAP 14470
Instrument Date	Dec 30, 2020
Instrument	2021-0016504
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711

Mortgage

Document Number	0000016505
Date	Jan 8, 2021
Instrument	2021-0016505

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2019
Property Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711
Document Number	0000180195
Instrument Date	Apr 3, 2019
Instrument	180195
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	946 CEDAR AVE CHULA VISTA CA 919111711, CHULA VISTA, CA 91911-1711

Mortgage

Document Number	180196
Date	May 14, 2019
Instrument	180196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2017
Property Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711
Document Number	0000069536
Instrument Date	Jan 11, 2017
Instrument	69536
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4415 GLASGOW WAY ANACORTES WA 982211135, ANACORTES, WA 98221-1135

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2017
Property Address	946 CEDAR AVE, CHULA VISTA, CA 91911-1711
Document Number	0000069535
Instrument Date	Jan 11, 2017
Instrument	69535
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	946 CEDAR AVE CHULA VISTA CA 919111711, CHULA VISTA, CA 91911-1711

Mortgage

Document Number	69537
Date	Feb 10, 2017
Instrument	69537

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 946 Cedar Ave was $13,116.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$974,099 (+2%) Land $424,494 Building $549,605
2025	$13,116.00	$955,000 Land $416,171 Building $538,829
2023	$10,476.00 (+3.4%)	$743,884 Land $324,171 Building $419,713
2022	$10,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 946 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 946 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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