Monroe County and Webster Town property record for 946 Bay Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,170 sqft · built 1955 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (May 2024) |
| Tax Bill | $5,029 (2026) |
| Deeds & Mortgages | Aug 2023 Sale Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 078.14-1-12 |
| Primary APN | 265489 078.14-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 93.6 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02385110000 |
|---|---|
| Street Address | 946 BAY RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0048-14-07 |
| Legal Subdivision | GORE TRACT |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11207 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Warranty Deed, Transfer CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Mar 12, 2019 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Apr 5, 2018 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Aug 4, 2023 · Amount on Record |
| Deed Document Number | 20241532 |
| Deed Book / Page | 12962 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 4, 2023 |
| Property Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Document Number | 0000000273 |
| Book / Page | 12847 / 80 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 202308040273 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Name | Verified Name |
|---|---|
| Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000018 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 30044/691 |
| Instrument | 202209060018 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000019 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 30045/1 |
| Instrument | 202209060019 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Document Number | 0000000027 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 946 BAY RD WEBSTER NY 145801733, WEBSTER, NY 14580-1733 |
| Document Number | 0000000027 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 027962/000056 |
| Instrument | 27 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 24, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 946 BAY RD, WEBSTER, NY 14580-1733 |
| Document Number | 0000000351 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 946 BAY RD WEBSTER NY 145801733, WEBSTER, NY 14580-1733 |
| Document Number | 0000000351 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 027563/000070 |
| Instrument | 351 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,029.00 (+25.44%) | ||
| 2025 | $4,009.00 (+5.75%) | $100,800 (+26%) Land $29,200 Building $71,600 | $210,000 (+52.28%) Land $60,833 Building $149,167 |
| 2023 | $80,000 (-) Land $29,200 Building $50,800 | $137,900 (+10.32%) Land $50,333 Building $87,567 | |
| 2022 | $80,000 Land $29,200 Building $50,800 | $125,000 Land $45,625 Building $79,375 | |
| 2021 | $3,791.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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