946 B St, Ashland, OR 97520 Property Records

Jackson County property record for 946 B St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 1895
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Feb 2019)
Tax Bill	$6,940 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E09AD2601`

Property Details

APN / Parcel Number

Primary APN	`391E09AD2601`
Alternative APNs	`391E09AD02601` `10981336`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	928 sqft
2nd Floor Area	622 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 2004
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	160 sqft
Deck Area	152 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	946 B ST
City	ASHLAND
State	OR
Zip	97520-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	1
Legal Subdivision	CARRINGTON COURT
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1022
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Siskiyou-Hargandine Historic District listed 2002 · 274 contributing resources · NRIS 02001008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

946 B St is owned and occupied by two individuals who acquired it in July 2024.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	946 B ST, ASHLAND, OR 97520-2032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 21, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Jun 23, 2014 · Amount on File
Deed Document Number	20194587
Last Transfer Date	Jul 10, 2024
Transfer Doc	0000014428
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	946 B ST, ASHLAND, OR 97520-2032
Document Number	0000018599
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 B ST ASHLAND OR 975202032, ASHLAND, OR 97520-2032

Mortgage

Document Number	0000018599
Date	Jun 8, 2020
Instrument	18599

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Feb 21, 2019
Property Address	946 B ST, ASHLAND, OR 97520-2032
Document Number	0000004587
Instrument Date	Feb 20, 2019
Instrument	4587
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 B ST ASHLAND OR 975202032, ASHLAND, OR 97520-2032

Mortgage

Document Number	4588
Date	Feb 21, 2019
Instrument	4588

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 946 B St was $6,940, up 6.9% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,960 (+2.72%) Land $240,730 Building $250,230	$490,960 (+2.72%) Land $240,730 Building $250,230
2025	$6,940.00 (+6.92%)	$477,940 (+7.88%) Land $214,000 Building $263,940	$477,940 (+7.88%) Land $214,000 Building $263,940
2024	$6,491.00 (-16.6%)	$443,020 (-9.43%) Land $208,000 Building $235,020	$443,020 (-37.03%) Land $208,000 Building $235,020
2023	$7,783.00 (+3.31%)	$489,170 (+3%) Land $130,850 Building $358,320	$703,500 (+7.93%) Land $381,320 Building $322,180
2022	$7,534.00	$474,930 Land $127,050 Building $347,880	$651,830 Land $381,760 Building $270,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 946 B St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 946 B St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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