946 Arundel Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 946 Arundel Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,688 sqft · built 1986
Lot Size	0.791 acres (34,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,015,000 (May 2025)
Tax Bill	$8,670 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-749-90041412`

Property Details

APN / Parcel Number

Primary APN	`03-749-90041412`
Alternative APNs	`3-749-90041412` `74990041412`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,688 sqft Living Area
Gross Area	4,304 sqft
1st Floor Area	2,348 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	34,475 sqft (0.791 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	572 sqft
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	74990041412
Street Address	946 ARUNDEL DR
City	ARNOLD
State	MD
Zip	21012-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 239A SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Block	1
Legal Lot Number	239A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	731107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	946 ARUNDEL DR, ARNOLD, MD 21012-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC
Jan 30, 2019	Deed of Trust, Mortgage · ARM ACCESS NATIONAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Apr 3, 2009
Deed Book / Page	41336 / 500
Prior Transfer Date	Mar 26, 2009
Prior Transfer Doc	0208510509
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	946 ARUNDEL DR, ARNOLD, MD 21012-1704
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 ARUNDEL DR, ARNOLD, MD 21012-1704

Mortgage

Document Number	0421580264
Date	Mar 13, 2026
Book Page	42158/264

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	946 ARUNDEL DR, ARNOLD, MD 21012-1704
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0363130336
Date	Mar 9, 2021
Book Page	36313/336

Lender

Name	AURORA FINANCIAL LLC
Type	Funding / Finance Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	946 ARUNDEL DR, ARNOLD, MD 21012-1704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PASSPORT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328470105
Date	Jan 30, 2019
Book Page	32847/105

Lender

Name	ACCESS NATIONAL MORTGAGE
Type	Mortgage Company
Address	RESTON, VA 20191

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,167 (+9.24%)	$879,800 (-) Land $251,600 Building $628,200
2025	$8,670.00 (+55.27%)	$742,533 (+10.42%)	$879,800 (+30.55%) Land $251,600 Building $628,200
2024	$5,584.00 (+13.4%)
2023	$4,924.00 Homeowner's exemption	$672,467	$673,900 Land $251,600 Building $422,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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