Cherokee County property record for 946 9th St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1997 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Jul 2016) |
| Tax Bill | $466 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021396-23-3 |
| Primary APN | 021396-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 946 9TH ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 946 9TH ST FM GRAVES $80000 THOMS $38500 |
| Legal Subdivision | COLONIAL HEIGHTS |
| Legal Tract | 4 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970302 |
Source: Cherokee County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 946 9TH ST, GAFFNEY, SC 29340-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on Record |
| Deed Sale | Jul 20, 2016 · Amount on Record |
| Prior Sale | Jun 15, 2012 · Amount on Record |
| Deed Document Number | 20163198 |
| Deed Book / Page | 86 / 2528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 5, 2026 |
| Property Address | 946 9TH ST, GAFFNEY, SC 29340-4813 |
| Document Number | 0000004374 |
| Book / Page | 201 / 2665 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20264374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 946 9TH ST, GAFFNEY, SC 29340-4813 |
| Document Number | 0000004374, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 201/2665 |
| Instrument | 20264374 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $466.00 (+18.27%) | $3,520 (-) Land $400 Building $3,120 | $88,000 (-) Land $10,000 Building $78,000 |
| 2023 | $394.00 | $3,520 Land $400 Building $3,120 | $88,000 Land $10,000 Building $78,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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