946 9th St, Gaffney, SC 29340 Property Records

Cherokee County property record for 946 9th St, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,050 sqft · built 1997
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jul 2016)
Tax Bill$466 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN021396-23-3

Property Details

APN / Parcel Number

Primary APN021396-23-3
Alternative APNs
  • 0990900088000 00062189
  • 099-09-00-088.000
  • 021307223

Interior

Stories1 Story
Building Area1,050 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Lot Area18,731 sqft (0.43 acres)
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab

Location & Zoning

Street Address946 9TH ST
CityGAFFNEY
StateSC
Zip29340-4813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description946 9TH ST FM GRAVES $80000 THOMS $38500
Legal SubdivisionCOLONIAL HEIGHTS
Legal Tract4
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group2
Census Block2007
Census Tract970302

Owner

Source: Cherokee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address946 9TH ST, GAFFNEY, SC 29340-4813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2016 · Amount on Record
Deed SaleJul 20, 2016 · Amount on Record
Prior SaleJun 15, 2012 · Amount on Record
Deed Document Number20163198
Deed Book / Page86 / 2528
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateAug 5, 2026
Property Address946 9TH ST, GAFFNEY, SC 29340-4813
Document Number0000004374
Book / Page201 / 2665
Instrument DateJul 31, 2026
Instrument20264374
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 9TH ST, GAFFNEY, SC 29340-4813

Mortgage

Document Number0000004374,
DateAug 5, 2026
Book Page201/2665
Instrument20264374
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.43%
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$466.00 (+18.27%)$3,520 (-) Land $400 Building $3,120$88,000 (-) Land $10,000 Building $78,000
2023$394.00$3,520 Land $400 Building $3,120$88,000 Land $10,000 Building $78,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on 9th St

Nearby Streets

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