9458 Stone Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9458 Stone Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 720 sqft
Lot Size0.208 acres (9,060 sqft)
OwnerIndividual Name on File
Last Sale$15,000 (Nov 2016)
Tax Bill$1,363 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN74-14-469-0039-000

Property Details

APN / Parcel Number

Primary APN74-14-469-0039-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Lot Area9,060 sqft (0.208 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address9458 STONE RD
CityCLAY
StateMI
Zip48001-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 763 SUPERVISOR ROY T GILBERT'S PLAT NO. 8
Legal SubdivisionSUPRVRS ROY T GILBERTS 8-CLAY
Legal Lot Number763
Legal Unit763
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group3
Census Block3010
Census Tract646000

Owner

9458 Stone Rd is owned and occupied by an individual who acquired it in August 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address9458 STONE RD, CLAY, MI 48001-4439
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 21, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 8, 2021Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Jan 29, 2021Deed of Trust, Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 11, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2016 · Amount on File
Deed SaleNov 16, 2016 · Amount on File
Deed Document Number201625304
Deed Book / Page4770 / 62
Last Transfer DateAug 10, 2017
Transfer Doc004857/475
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Recording DateMay 7, 2026
Property Address9458 STONE RD, CLAY, MI 48001-4439
Document Number0000009283
Book / Page5921 / 967
Instrument DateMay 2, 2026
Instrument20269283
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9458 STONE RD, CLAY, MI 48001-4439

Mortgage

Document Number0000009283,
DateMay 7, 2026
Book Page5921/967
Instrument20269283
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.77%
Initial TypeFixed Rate
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9458 STONE RD, CLAY, MI 48001-4439
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9458 STONE RD, CLAY, MI 48001-4439

Mortgage

Document Number0005606836
DateMar 21, 2023
Book Page5606/836
Instrument2023004532
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9458 STONE RD, CLAY, MI 48001-4439
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9458 STONE RD, CLAY, MI 48001-4439

Mortgage

Document Number5418277
DateSep 8, 2021
Book Page5418/277
Instrument2021025751
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49004
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 7, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9458 STONE RD, CLAY, MI 48001-4439
Transaction TypeMortgage
Record UpdatedFeb 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9458 STONE RD, CLAY, MI 48001-4439

Mortgage

Document Number0053100695
DateJan 29, 2021
Book Page5310/695
Instrument2021002778
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressTROY, MI 48098
Agreement
AmountAmount on Record
Term120 Months
DueJan 1, 2031

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateAug 11, 2017
Property Address9458 STONE RD, CLAY, MI 48001-4439
Document Number0048570475
Book / Page004857 / 000475
Instrument DateAug 10, 2017
Transaction TypeTransfer
Record UpdatedSep 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9458 STONE RD CLAY MI 480014439, CLAY, MI 48001-4439

Tax Assessment & Valuation

The 2025 property tax bill for 9458 Stone Rd was $1,363 with a homeowner's exemption, up 2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,500 (+5.22%)$121,000
2025$1,363.00 (+2.02%) Homeowner's exemption$57,500
2024$1,336.00$115,000
2023$48,500
2022$1,261.00$97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9458 Stone Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims12 (1985–1995)
Claims Outside the SFHA10 of 12
Most Recent ClaimAug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9458 Stone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALGONAC
serves 4,110 people · EPA ID MI0000110
Water SourceSurface water
Last State InspectionJan 2026
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Stone Rd

Nearby Streets

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