9456 Ridgeview Rd, Belvidere, IL 61008 Property Records

Boone County property record for 9456 Ridgeview Rd, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,096 sqft · built 1997
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Oct 2020)
Tax Bill	$10,247 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-18-403-001`

Property Details

APN / Parcel Number

Primary APN	`05-18-403-001`
Alternative APN	`05-05-18-403-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,096 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	3,880 sqft
Basement Area	1,284 sqft
Finished Basement	500 sqft
Unfinished Basement	784 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Garage Area	1,074 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	05-05-18-403-001
Street Address	9456 RIDGEVIEW RD
City	BELVIDERE
State	IL
Zip	61008-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	18-44-3 OVERLAND TRAILS LOT 26 9456 RIDGEVIEW RD
Legal Subdivision	OVERLAND TRLS
Legal Lot Number	26
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2037
Census Tract	10502

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9456 RIDGEVIEW RD, BELVIDERE, IL 61008-7157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Oct 22, 2020	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Jul 6, 2020	Intrafamily Transfer, Transfer
Jul 6, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Sep 16, 2016 · Amount on Record
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	9456 RIDGEVIEW RD, BELVIDERE, IL 61008-7157
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02756
Date	Jul 17, 2023
Instrument	2023R02756

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Oct 22, 2020
Property Address	9456 RIDGEVIEW RD, BELVIDERE, IL 61008-7157
Document Number	2020R06739
Map Reference	DOC 95-1167
Instrument Date	Oct 7, 2020
Instrument	2020R06739
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3037 ROMAIN TRL, SPRING HILL, TN 37174-6176

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9546 RIDGEVIEW RD, BELVIDERE, IL 61008-7105

Mortgage

Document Number	2020R06740
Date	Oct 22, 2020
Instrument	2020R06740

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE IL
Recording Date	Jul 6, 2020
Property Address	9456 RIDGEVIEW RD, BELVIDERE, IL 61008-7157
Document Number	2020R03731
Instrument Date	Apr 12, 2019
Instrument	2020R03731
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4964 PINE CONE CT, 4964, LOVES PARK, IL 61111-6211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9456 RIDGEVIEW RD, BELVIDERE, IL 61008-7157
Investor	Possibly a Property Investor

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE IL
Recording Date	Jul 6, 2020
Property Address	9456 RIDGEVIEW RD, BELVIDERE, IL 61008-7157
Document Number	2020R03731
Instrument Date	Apr 12, 2019
Instrument	2020R03731
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4964 PINE CONE CT, LOVES PARK, IL 61111-6211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9456 RIDGEVIEW RD, BELVIDERE, IL 61008-7157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,247.00 (+17.71%) Homeowner's exemption	$143,228 (+7.58%) Land $13,060 Building $130,168	$429,684 (+7.58%) Land $39,180 Building $390,504
2024		$133,136 (+33.37%) Land $13,060 Building $120,076	$399,408 (+33.37%) Land $39,180 Building $360,228
2022	$8,705.00	$99,828 Land $13,060 Building $86,768	$299,484 Land $39,180 Building $260,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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