9455 Albert St, Live Oak, CA 95953 Property Records

Sutter County property record for 9455 Albert St, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1990
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Jun 2026)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Mortgage + 4 more
APN	`006-540-054-000`

Property Details

APN / Parcel Number

Primary APN	`006-540-054-000`
Alternative APN	`06-540-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-540-054
Street Address	9455 ALBERT ST
City	LIVE OAK
State	CA
Zip	95953-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 54 PEACHTREE UNIT 1
Legal Subdivision	PEACHTREE, UNIT 1
Legal Phase	I
Legal Lot Number	54
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	3
Census Block	3000
Census Tract	50702

Owner

9455 Albert St is owned and occupied by two individuals who bought it in June 2026.

Source: Sutter County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2019	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
May 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Jul 17, 2019
Deed Document Number	20266335
Prior Transfer Date	Oct 4, 2010
Prior Transfer Doc	0000015083
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Jun 29, 2026
Property Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706
Document Number	0000006335
Instrument Date	Jun 26, 2026
Instrument	20266335
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,439.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706

Mortgage

Document Number	0000006336,
Date	Jun 29, 2026
Instrument	20266336

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000006337,
Date	Jun 29, 2026
Instrument	20266337

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007312
Date	May 21, 2020
Instrument	2020-0007312

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706

Mortgage

Document Number	0000008082
Date	Apr 30, 2021
Instrument	2021-0008082

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTER CA
Recording Date	Sep 6, 2019
Property Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706
Document Number	0000012173
Instrument Date	Sep 3, 2019
Instrument	12173
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9455 ALBERT ST LIVE OAK CA 959532706, LIVE OAK, CA 95953-2706

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Jul 17, 2019
Property Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706
Document Number	0000009422
Map Reference	MB 13 PG 145
Instrument Date	Jul 11, 2019
Instrument	2019-0009422
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706

Mortgage

Document Number	0000009423
Date	Jul 17, 2019
Instrument	2019-0009423

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTER CA
Recording Date	May 2, 2017
Property Address	9455 ALBERT ST, LIVE OAK, CA 95953-2706
Document Number	0000005542
Instrument Date	May 2, 2017
Instrument	5542
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9455 ALBERT ST LIVE OAK CA 959532706, LIVE OAK, CA 95953-2706

Tax Assessment & Valuation

The 2025 property tax bill for 9455 Albert St was $2,411, up 1.6% from the year before.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,389 (+2%) Land $55,159 Building $153,230	$208,389 (+2%)
2025	$2,411.00 (+1.64%) Homeowner's exemption	$204,304 Land $54,078 Building $150,226	$204,304
2024	$2,372.00 (+1.37%)
2023	$2,340.00 Homeowner's exemption	$196,373 Land $51,979 Building $144,394

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 9455 Albert St; there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9455 Albert St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: GeoLinks, Succeed.Net.

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