Charlotte County property record for 9454 Prospect Ave, Englewood, FL 34224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,603 sqft · built 1988 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Oct 2026) |
| Tax Bill | $4,509 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 412003226007 |
| Primary APN | 412003226007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 1,603 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Masonry/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,999 sqft (0.23 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 350 sqft |
| Porch | Patio |
| Porch Area | 415 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00645250023005 |
|---|---|
| Street Address | 9454 PROSPECT AVE |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34224-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC 69 BLK 3430 LT 23 745/1602 839/2103 938/2098 E3714/1575 3738/1692 RELE3821/31 3186754 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 03 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 3430 |
| Legal Lot Number | 23 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30202 |
Source: Charlotte County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 900 VALLEY DR, PERRY, GA 31069-2423 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Prior Sale | Dec 13, 2022 · Amount on Record |
| Deed Document Number | 20263689707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 5, 2026 |
| Property Address | 9454 PROSPECT AVE, ENGLEWOOD, FL 34224-8415 |
| Document Number | 0003689707 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 20263689707 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | AMERICAS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 900 VALLEY DR, PERRY, GA 31069-2423 |
| Document Number | 0003689708, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 20263689708 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 13, 2022 |
| Property Address | 9454 PROSPECT AVE, ENGLEWOOD, FL 34224-8415 |
| Document Number | 0003186754 |
| Map Reference | MB 6 PG 20A-20H |
| Instrument Date | Dec 7, 2022 |
| Instrument | 3186754 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1116 SOUTH LN MCCALL RD111, RD111, ENGLEWOOD, FL 34224-4530 |
| Name | Verified Name |
|---|---|
| Address | 9454 PROSPECT AVE, ENGLEWOOD, FL 34224-8415 |
| Document Number | 0003186755 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 3186755 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,509.00 (-19.78%) | $275,849 (-19.93%) Land $25,502 Building $250,347 | $275,849 (+10.25%) Land $25,502 Building $250,347 |
| 2023 | $5,621.00 (+73.54%) Homeowner's exemption | $344,514 (+74.93%) | $250,192 (-13.46%) Land $30,002 Building $220,190 |
| 2022 | $3,239.00 Homeowner's exemption | $196,941 | $289,110 Land $20,402 Building $268,708 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 47 (2022–2024) |
| Claims Outside the SFHA | 23 of 47 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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